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Get Cheap Car Insurance in Canton, NY
We monitor insurance prices, helping the average driver in Canton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Canton
The chart below shows the cheapest car insurance company in Canton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Canton Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Canton Driver
Based on our extensive insurance data, we know the average Canton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $644 per year by choosing the right vehicle insurance company. Some Canton residents are paying out over $2,161 extra every year for auto insurance in Canton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Canton, NY Savings / Yr. |
|---|---|
$644 |
|
$411 |
|
$821 |
|
$831 |
|
$2,034 |
|
$681 |
|
$1,084 |
Canton Car Insurance vs. New York
People living in Canton pay an average of 10.89% less than the typical driver in the state. The average driver in Canton can expect to pay about $1,567 per year, or $2,161 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Canton for most people.
Car Insurance Prices by Canton Neighborhood
Insurance Prices
Where is insurance cheapest within Canton?
The map shows insurance prices in and around Canton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $278 per year within the city boundaries, with insurance premiums ranging from a high of $2,321 to a low of $2,043. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Canton.Pick the Best Car Insurance Company for You in Canton
The best car insurance provider for most drivers in Canton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $644 over the average Canton car insurance company.
The best car insurance provider for Canton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $411 over the competition.
The best car insurance company for Canton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $821 better than other car insurance companies.
The best auto insurance for Canton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $831 less each year.
The least expensive car insurance company for new and young drivers in Canton
In Canton, Progressive costs young drivers $2,034 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Canton
Progressive gave the largest car insurance discounts to married couples, averaging $681 saved each year compared to an average Canton couple's premiums.
The cheapest car insurance in Canton for drivers with bad credit
The best Canton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Canton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Canton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Canton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Canton
What Influences the Cost of Car Insurance in Canton?
On average, car insurance in Canton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Canton is 19 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Canton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Canton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Canton is $131 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Crary Mills: Insurance costs 1.02% less
- Morley: Insurance costs 3.38% less
- Slab City: Insurance costs 3.93% less
- Eddy: Insurance costs 3.15% less
- Pyrites: Insurance costs 5.09% less
- Hannawa Falls: Insurance costs 3.47% less
- North Russell: Insurance costs 4.58% less
- West Potsdam: Insurance costs 4.44% less
- Pierrepont: Insurance costs 4.07% less
- Rensselaer Falls: Insurance costs 3.42% less
Cities with Similar Populations
- Edenton: Insurance costs 41.14% less
- Scotchtown: Insurance costs 21.70% more
- Woodbury: Insurance costs 11.15% less
- Woodbine: Insurance costs 14.81% less
- Schuylkill Haven: Insurance costs 37.48% less
- DeMotte: Insurance costs 44.70% less
- Saylorsburg: Insurance costs 33.18% less
- Savoy: Insurance costs 36.83% less
- Rustburg: Insurance costs 44.93% less
- Rural Hall: Insurance costs 44.33% less