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Get Cheap Car Insurance in Cape Canaveral, FL
We monitor insurance prices, helping the average driver in Cape Canaveral save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Cape Canaveral
The chart below shows the cheapest car insurance company in Cape Canaveral for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Cape Canaveral Insurer | Monthly Cost |
|---|---|
| Geico | $118 |
| State Farm | $125 |
| Gainsco | $163 |
| Bristol West | $163 |
Savings for Every Kind of Cape Canaveral Driver
Based on our extensive insurance data, we know the average Cape Canaveral driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $721 per year by choosing the right vehicle insurance company. Some Cape Canaveral residents are paying out over $2,465 extra every year for auto insurance in Cape Canaveral. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cape Canaveral, FL Savings / Yr. |
|---|---|
$721 |
|
$1,059 |
|
$815 |
|
$806 |
|
$2,562 |
|
$700 |
|
$1,020 |
Cape Canaveral Car Insurance vs. Florida
People living in Cape Canaveral pay an average of 6.68% less than the typical driver in the state. The average driver in Cape Canaveral can expect to pay about $2,251 per year, or $2,465 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Cape Canaveral for most people.
Car Insurance Prices by Cape Canaveral Neighborhood
Insurance Prices
Where is insurance cheapest within Cape Canaveral?
The map shows insurance prices in and around Cape Canaveral, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $245 per year within the city boundaries, with insurance premiums ranging from a high of $2,596 to a low of $2,351. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Cape Canaveral.Pick the Best Car Insurance Company for You in Cape Canaveral
The best car insurance provider for most drivers in Cape Canaveral
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $721 over the average Cape Canaveral car insurance company.
The best car insurance provider for Cape Canaveral drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,059 over the competition.
The best car insurance company for Cape Canaveral drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $815 better than other car insurance companies.
The best auto insurance for Cape Canaveral drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $806 less each year.
The least expensive car insurance company for new and young drivers in Cape Canaveral
In Cape Canaveral, Geico costs young drivers $2,562 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cape Canaveral
Geico gave the largest car insurance discounts to married couples, averaging $700 saved each year compared to an average Cape Canaveral couple's premiums.
The cheapest car insurance in Cape Canaveral for drivers with bad credit
The best Cape Canaveral car insurance company for customer service
Allstate was the best company for customer service in Cape Canaveral according to the NAIC.
Recent price drops
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The cheapest large national provider in Cape Canaveral
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cape Canaveral driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cape Canaveral, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Cape Canaveral
What Influences the Cost of Car Insurance in Cape Canaveral?
On average, car insurance in Cape Canaveral is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cape Canaveral is 31 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cape Canaveral are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Cape Canaveral has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cape Canaveral is $188 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cocoa Beach: Insurance costs 0.20% more
- Merritt Island: Insurance costs 0.73% less
- Bellwood: Insurance costs 0.41% less
- Rockledge: Insurance costs 0.61% more
- Cocoa West: Insurance costs 7.51% more
- Patrick Afb: Insurance costs 3.49% less
- Cocoa: Insurance costs 3.12% more
- Port St. John: Insurance costs 1.66% more
- Wedgefield: Insurance costs 2.52% more
- Pine Grove: Insurance costs 0.73% more
Cities with Similar Populations
- Southborough: Insurance costs 38.09% less
- Sumrall: Insurance costs 32.13% less
- Sugarmill Woods: Insurance costs 0.85% less
- Marlton: Insurance costs 11.28% less
- Strawberry Plains: Insurance costs 45.48% less
- Stokesdale: Insurance costs 50.30% less
- Clyde: Insurance costs 56.27% less
- St. Francis: Insurance costs 52.90% less
- Collegedale: Insurance costs 45.19% less
- Jamesville: Insurance costs 8.36% less