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Get Cheap Car Insurance in Capitol Hill, Washington, DC
We monitor insurance prices, helping the average driver in Capitol Hill save up to 38.3% on car insurance.
The Cheapest Minimum Coverage in Capitol Hill
The chart below shows the cheapest car insurance company in Capitol Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Erie Insurance, State Farm, and Midvale Home & Auto.
| Capitol Hill Insurer | Monthly Cost |
|---|---|
| Travelers | $70 |
| Erie Insurance | $72 |
| State Farm | $84 |
| Midvale Home & Auto | $91 |
Savings for Every Kind of Capitol Hill Driver
Based on our extensive insurance data, we know the average Capitol Hill driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $555 per year by choosing the right vehicle insurance company. Some Capitol Hill residents are paying out over $2,244 extra every year for auto insurance in Capitol Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Capitol Hill, Washington, DC Savings / Yr. |
|---|---|
$555 |
|
$884 |
|
$573 |
|
$1,340 |
|
$2,845 |
|
$526 |
|
$503 |
Capitol Hill Car Insurance vs. Washington
People living in Capitol Hill pay an average of 15.90% more than the typical driver in the state. The average driver in Capitol Hill can expect to pay about $1,180 per year, or $2,244 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Capitol Hill for most people.
Car Insurance Prices by Capitol Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Capitol Hill?
The map shows insurance prices in and around Capitol Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $705 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,615 to a low of $1,910. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Capitol Hill.Pick the Best Car Insurance Company for You in Capitol Hill
The best car insurance provider for most drivers in Capitol Hill
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $555 over the average Capitol Hill car insurance company.
The best car insurance provider for Capitol Hill drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $884 over the competition.
The best car insurance company for Capitol Hill drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $573 better than other car insurance companies.
The best auto insurance for Capitol Hill drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,340 less each year.
The least expensive car insurance company for new and young drivers in Capitol Hill
In Capitol Hill, Erie Insurance costs young drivers $2,845 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Capitol Hill
State Farm gave the largest car insurance discounts to married couples, averaging $526 saved each year compared to an average Capitol Hill couple's premiums.
The cheapest car insurance in Capitol Hill for drivers with bad credit
The best Capitol Hill car insurance company for customer service
Nationwide was the best company for customer service in Capitol Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Capitol Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Capitol Hill driver can expect to pay about $121 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Capitol Hill, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, married couples, drivers with accidents, young drivers, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Capitol Hill
What Influences the Cost of Car Insurance in Capitol Hill?
On average, car insurance in Capitol Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- District of Columbia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Capitol Hill are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Capitol Hill is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Capitol Hill is $98 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Stanton Park: Insurance costs 1.29% less
- Lincoln Park: Insurance costs 1.20% less
- Hill East: Insurance costs 7.00% more
- Stadium-Armory: Insurance costs 10.29% more
- Mt Vernon Square: Insurance costs 0.04% less
- South West: Insurance costs 2.58% more
- Downtown: Insurance costs 4.14% less
- Shaw: Insurance costs 0.62% more
- Fairlawn: Insurance costs 14.39% more
- Brentwood: Insurance costs 8.73% more
Neighborhoods with Similar Populations
- Shelby Forest-Frayser: Insurance costs 26.29% less
- Valley High-North Laguna: Insurance costs 2.99% more
- Desert View: Insurance costs 14.93% less
- North San Jose: Insurance costs 6.77% less
- Downtown Seattle: Insurance costs 24.69% less
- Dunning: Insurance costs 18.63% less
- Dyker Heights: Insurance costs 44.30% more
- East Foothills: Insurance costs 3.97% less
- East Harlem: Insurance costs 52.32% more
- North Cheyenne: Insurance costs 9.00% more