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Get Cheap Car Insurance in Caratunk, ME
We monitor insurance prices, helping the average driver in Caratunk save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Caratunk
The chart below shows the cheapest car insurance company in Caratunk for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Caratunk Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Caratunk Driver
Based on our extensive insurance data, we know the average Caratunk driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $231 per year by choosing the right vehicle insurance company. Some Caratunk residents are paying out over $946 extra every year for auto insurance in Caratunk. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Caratunk, ME Savings / Yr. |
|---|---|
$231 |
|
$328 |
|
$297 |
|
$302 |
|
$961 |
|
$200 |
|
$422 |
Caratunk Car Insurance vs. Maine
People living in Caratunk pay an average of 0.01% more than the typical driver in the state. The average driver in Caratunk can expect to pay about $527 per year, or $946 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Caratunk for most people.
Car Insurance Prices by Caratunk Neighborhood
Insurance Prices
Where is insurance cheapest within Caratunk?
The map shows insurance prices in and around Caratunk, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $3 per year within the city boundaries, with insurance premiums ranging from a high of $948 to a low of $945. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Caratunk.Pick the Best Car Insurance Company for You in Caratunk
The best car insurance provider for most drivers in Caratunk
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $231 over the average Caratunk car insurance company.
The best car insurance provider for Caratunk drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $328 over the competition.
The best car insurance company for Caratunk drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $297 better than other car insurance companies.
The best auto insurance for Caratunk drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $302 less each year.
The least expensive car insurance company for new and young drivers in Caratunk
In Caratunk, Concord Group Insurance costs young drivers $961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Caratunk
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Caratunk couple's premiums.
The cheapest car insurance in Caratunk for drivers with bad credit
The best Caratunk car insurance company for customer service
Recent price drops
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The cheapest large national provider in Caratunk
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Caratunk driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Caratunk, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Caratunk
What Influences the Cost of Car Insurance in Caratunk?
On average, car insurance in Caratunk is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Caratunk is 31 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Caratunk are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Caratunk is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Caratunk is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pleasant Pond: Insurance costs 0.11% less
- New Portland: Insurance costs 1.80% less
- Bingham: Insurance costs 0.42% more
- West Forks: Insurance costs 0.21% less
- Kingfield: Insurance costs 0.53% less
- North Jay: Insurance costs 1.27% less
- North New Portland: Insurance costs the same
- Solon: Insurance costs 0.74% more
- Hutchins Corner: Insurance costs 1.59% more
- West Athens: Insurance costs 0.42% more
Cities with Similar Populations
- Devotion: Insurance costs 29.39% more
- Elba: Insurance costs 54.86% more
- Ela: Insurance costs 27.70% more
- Shannon: Insurance costs 75.58% more
- Shay: Insurance costs 19.34% more
- Dupont: Insurance costs 233.30% more
- Dupont: Insurance costs 150.00% more
- Summer Lake: Insurance costs 45.03% more
- Dinsmore: Insurance costs 103.07% more
- Shadeland: Insurance costs 45.88% more