Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Carbon Hill, OH
We monitor insurance prices, helping the average driver in Carbon Hill save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Carbon Hill
The chart below shows the cheapest car insurance company in Carbon Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Carbon Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $49 |
| Mile Auto | $51 |
Savings for Every Kind of Carbon Hill Driver
Based on our extensive insurance data, we know the average Carbon Hill driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $299 per year by choosing the right vehicle insurance company. Some Carbon Hill residents are paying out over $1,132 extra every year for auto insurance in Carbon Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carbon Hill, OH Savings / Yr. |
|---|---|
$299 |
|
$509 |
|
$430 |
|
$459 |
|
$1,099 |
|
$312 |
|
$438 |
Carbon Hill Car Insurance vs. Ohio
People living in Carbon Hill pay an average of 0.70% more than the typical driver in the state. The average driver in Carbon Hill can expect to pay about $764 per year, or $1,132 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Carbon Hill for most people.
Car Insurance Prices by Carbon Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Carbon Hill?
The map shows insurance prices in and around Carbon Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,132 to a low of $1,132. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Carbon Hill.Pick the Best Car Insurance Company for You in Carbon Hill
The best car insurance provider for most drivers in Carbon Hill
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $299 over the average Carbon Hill car insurance company.
The best car insurance provider for Carbon Hill drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $509 over the competition.
The best car insurance company for Carbon Hill drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $430 better than other car insurance companies.
The best auto insurance for Carbon Hill drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $459 less each year.
The least expensive car insurance company for new and young drivers in Carbon Hill
In Carbon Hill, Geico costs young drivers $1,099 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carbon Hill
State Farm gave the largest car insurance discounts to married couples, averaging $312 saved each year compared to an average Carbon Hill couple's premiums.
The cheapest car insurance in Carbon Hill for drivers with bad credit
The best Carbon Hill car insurance company for customer service
Nationwide was the best company for customer service in Carbon Hill according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Carbon Hill, which was better than other insurers.
The cheapest large national provider in Carbon Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carbon Hill driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carbon Hill, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Carbon Hill
What Influences the Cost of Car Insurance in Carbon Hill?
On average, car insurance in Carbon Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carbon Hill is 37 minutes, which is a little more than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carbon Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Carbon Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carbon Hill is $64 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Clayton: Insurance costs 1.24% more
- Nelsonville: Insurance costs 1.50% more
- Murray City: Insurance costs 0.18% more
- Haydenville: Insurance costs 1.24% less
- Buchtel: Insurance costs 1.50% more
- Oreville: Insurance costs 1.24% more
- New Straitsville: Insurance costs 1.33% more
- Connett: Insurance costs 1.33% more
- Union Furnace: Insurance costs 1.68% more
- New Floodwood: Insurance costs 0.97% more
Cities with Similar Populations
- Slovan: Insurance costs 3.98% less
- Solromar: Insurance costs 86.31% more
- Lebeau: Insurance costs 170.05% more
- Soldier: Insurance costs 8.66% more
- Smithsonia: Insurance costs 35.25% more
- Leivasy: Insurance costs 32.60% more
- Lenora: Insurance costs 43.55% more
- Letona: Insurance costs 46.91% more
- Smithland: Insurance costs 41.78% more
- Leachtown: Insurance costs 36.13% more