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Get Cheap Car Insurance in Carlisle, SC
We monitor insurance prices, helping the average driver in Carlisle save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Carlisle
The chart below shows the cheapest car insurance company in Carlisle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Carlisle Insurer | Monthly Cost |
|---|---|
| Geico | $59 |
| State Farm | $67 |
| Auto-Owners Insurance | $67 |
| Safeco Insurance | $73 |
Savings for Every Kind of Carlisle Driver
Based on our extensive insurance data, we know the average Carlisle driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $366 per year by choosing the right vehicle insurance company. Some Carlisle residents are paying out over $1,671 extra every year for auto insurance in Carlisle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carlisle, SC Savings / Yr. |
|---|---|
$366 |
|
$658 |
|
$556 |
|
$691 |
|
$1,353 |
|
$310 |
|
$402 |
Carlisle Car Insurance vs. South Carolina
People living in Carlisle pay an average of 2.59% more than the typical driver in the state. The average driver in Carlisle can expect to pay about $983 per year, or $1,671 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Carlisle for most people.
Car Insurance Prices by Carlisle Neighborhood
Insurance Prices
Where is insurance cheapest within Carlisle?
The map shows insurance prices in and around Carlisle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $1,681 to a low of $1,639. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Carlisle.Pick the Best Car Insurance Company for You in Carlisle
The best car insurance provider for most drivers in Carlisle
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $366 over the average Carlisle car insurance company.
The best car insurance provider for Carlisle drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $658 over the competition.
The best car insurance company for Carlisle drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $556 better than other car insurance companies.
The best auto insurance for Carlisle drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $691 less each year.
The least expensive car insurance company for new and young drivers in Carlisle
In Carlisle, Geico costs young drivers $1,353 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carlisle
Geico gave the largest car insurance discounts to married couples, averaging $310 saved each year compared to an average Carlisle couple's premiums.
The cheapest car insurance in Carlisle for drivers with bad credit
The best Carlisle car insurance company for customer service
Recent price drops
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The cheapest large national provider in Carlisle
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carlisle driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carlisle, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Carlisle
What Influences the Cost of Car Insurance in Carlisle?
On average, car insurance in Carlisle is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carlisle is 41 minutes, which is a little more than average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carlisle are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Carlisle is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Carlisle is $82 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Leeds: Insurance costs 1.26% less
- South Hills: Insurance costs 2.69% less
- Shelton: Insurance costs 0.60% more
- Baton Rouge: Insurance costs 1.50% less
- Monarch: Insurance costs 2.75% more
- Union: Insurance costs 0.84% more
- Wilksburg: Insurance costs 0.06% less
- Adamsburg: Insurance costs 0.24% less
- Lockhart: Insurance costs 3.11% less
- Sedalia: Insurance costs 0.72% less
Cities with Similar Populations
- Elnora: Insurance costs 28.31% less
- Fulks Run: Insurance costs 29.32% less
- Frisco: Insurance costs 28.61% less
- Frame: Insurance costs 11.61% less
- Forum: Insurance costs 1.20% less
- Forkland: Insurance costs 6.16% less
- Forestport: Insurance costs 25.61% more
- Finley: Insurance costs 16.70% less
- Milltown: Insurance costs 25.67% less
- Fincastle: Insurance costs 4.91% less