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Get Cheap Car Insurance in Carrboro, NC
We monitor insurance prices, helping the average driver in Carrboro save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Carrboro
The chart below shows the cheapest car insurance company in Carrboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Carrboro Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Carrboro Driver
Based on our extensive insurance data, we know the average Carrboro driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $247 per year by choosing the right vehicle insurance company. Some Carrboro residents are paying out over $1,288 extra every year for auto insurance in Carrboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carrboro, NC Savings / Yr. |
|---|---|
$247 |
|
$538 |
|
$391 |
|
$999 |
|
$742 |
|
$299 |
|
$448 |
Carrboro Car Insurance vs. North Carolina
People living in Carrboro pay an average of 3.01% more than the typical driver in the state. The average driver in Carrboro can expect to pay about $772 per year, or $1,288 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Carrboro for most people.
Car Insurance Prices by Carrboro Neighborhood
Insurance Prices
Where is insurance cheapest within Carrboro?
The map shows insurance prices in and around Carrboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $244 per year within the city boundaries, with insurance premiums ranging from a high of $1,438 to a low of $1,194. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Carrboro.Pick the Best Car Insurance Company for You in Carrboro
The best car insurance provider for most drivers in Carrboro
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $247 over the average Carrboro car insurance company.
The best car insurance provider for Carrboro drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $538 over the competition.
The best car insurance company for Carrboro drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $391 better than other car insurance companies.
The best auto insurance for Carrboro drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $999 less each year.
The least expensive car insurance company for new and young drivers in Carrboro
In Carrboro, State Farm costs young drivers $742 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carrboro
Erie Insurance gave the largest car insurance discounts to married couples, averaging $299 saved each year compared to an average Carrboro couple's premiums.
The cheapest car insurance in Carrboro for drivers with bad credit
The best Carrboro car insurance company for customer service
Recent price drops
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The cheapest large national provider in Carrboro
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carrboro driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carrboro, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Carrboro
What Influences the Cost of Car Insurance in Carrboro?
On average, car insurance in Carrboro is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carrboro are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Carrboro is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carrboro is $64 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Chapel Hill: Insurance costs 0.70% more
- Orange Grove: Insurance costs 7.30% less
- Hillsborough: Insurance costs 5.98% less
- Durham: Insurance costs 3.80% more
- Saxapahaw: Insurance costs 5.20% less
- Efland: Insurance costs 2.64% less
- Morrisville: Insurance costs 1.09% less
- Mebane: Insurance costs 2.72% less
- Swepsonville: Insurance costs 7.07% less
- Haw River: Insurance costs 4.27% less
Cities with Similar Populations
- Seaford: Insurance costs 43.71% more
- Jollyville: Insurance costs 38.28% more
- Livingston: Insurance costs 28.73% more
- Mamaroneck: Insurance costs 111.57% more
- Roselle: Insurance costs 75.08% more
- Rotterdam: Insurance costs 77.56% more
- Roxboro: Insurance costs 0.70% less
- Salem: Insurance costs 14.83% less
- Santa Fe: Insurance costs 30.90% more
- Sartell: Insurance costs 20.50% more