Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Carthage, MS
We monitor insurance prices, helping the average driver in Carthage save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Carthage
The chart below shows the cheapest car insurance company in Carthage for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Carthage Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Farm Bureau | $65 |
| Safeco Insurance | $67 |
| Progressive | $74 |
Savings for Every Kind of Carthage Driver
Based on our extensive insurance data, we know the average Carthage driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $291 per year by choosing the right vehicle insurance company. Some Carthage residents are paying out over $1,702 extra every year for auto insurance in Carthage. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carthage, MS Savings / Yr. |
|---|---|
$291 |
|
$485 |
|
$379 |
|
$746 |
|
$1,727 |
|
$249 |
|
$759 |
Carthage Car Insurance vs. Mississippi
People living in Carthage pay an average of 0.33% less than the typical driver in the state. The average driver in Carthage can expect to pay about $969 per year, or $1,702 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Carthage for most people.
Car Insurance Prices by Carthage Neighborhood
Insurance Prices
Where is insurance cheapest within Carthage?
The map shows insurance prices in and around Carthage, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $108 per year within the city boundaries, with insurance premiums ranging from a high of $1,761 to a low of $1,653. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Carthage.Pick the Best Car Insurance Company for You in Carthage
The best car insurance provider for most drivers in Carthage
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $291 over the average Carthage car insurance company.
The best car insurance provider for Carthage drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $485 over the competition.
The best car insurance company for Carthage drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $379 better than other car insurance companies.
The best auto insurance for Carthage drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $746 less each year.
The least expensive car insurance company for new and young drivers in Carthage
In Carthage, Farm Bureau costs young drivers $1,727 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carthage
Farm Bureau gave the largest car insurance discounts to married couples, averaging $249 saved each year compared to an average Carthage couple's premiums.
The cheapest car insurance in Carthage for drivers with bad credit
The best Carthage car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Carthage, which was better than other insurers.
The cheapest large national provider in Carthage
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Carthage driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carthage, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Carthage
What Influences the Cost of Car Insurance in Carthage?
On average, car insurance in Carthage is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carthage is 35 minutes, which is about the national average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carthage are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Carthage is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Carthage is $81 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- McAfee: Insurance costs 1.23% less
- Redwater: Insurance costs 0.82% more
- Sunrise: Insurance costs 2.47% less
- Freeny: Insurance costs 2.12% less
- Gill: Insurance costs 2.23% less
- Conway: Insurance costs 1.53% more
- Free Trade: Insurance costs 2.41% less
- Renfroe: Insurance costs 1.94% less
- Standing Pine: Insurance costs 1.18% less
- Midway: Insurance costs 1.41% less
Cities with Similar Populations
- Itasca: Insurance costs 8.87% less
- Timonium: Insurance costs 11.75% more
- Canastota: Insurance costs 24.03% more
- Vicksburg: Insurance costs 53.76% more
- Brookdale: Insurance costs 20.33% more
- Brewton: Insurance costs 13.98% less
- Independence: Insurance costs 7.64% less
- Lake Hiawatha: Insurance costs 9.99% more
- Boonville: Insurance costs 4.35% more
- Bonne Terre: Insurance costs 8.23% more