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Get Cheap Car Insurance in Caruthersville, MO
We monitor insurance prices, helping the average driver in Caruthersville save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Caruthersville
The chart below shows the cheapest car insurance company in Caruthersville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Caruthersville Insurer | Monthly Cost |
|---|---|
| State Farm | $70 |
| Travelers | $70 |
| Safeco Insurance | $72 |
| Clearcover | $77 |
Savings for Every Kind of Caruthersville Driver
Based on our extensive insurance data, we know the average Caruthersville driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $500 per year by choosing the right vehicle insurance company. Some Caruthersville residents are paying out over $1,851 extra every year for auto insurance in Caruthersville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Caruthersville, MO Savings / Yr. |
|---|---|
$500 |
|
$697 |
|
$637 |
|
$713 |
|
$1,505 |
|
$389 |
|
$596 |
Caruthersville Car Insurance vs. Missouri
People living in Caruthersville pay an average of 2.80% more than the typical driver in the state. The average driver in Caruthersville can expect to pay about $1,140 per year, or $1,851 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Caruthersville for most people.
Car Insurance Prices by Caruthersville Neighborhood
Insurance Prices
Where is insurance cheapest within Caruthersville?
The map shows insurance prices in and around Caruthersville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $264 per year within the city boundaries, with insurance premiums ranging from a high of $2,008 to a low of $1,744. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Caruthersville.Pick the Best Car Insurance Company for You in Caruthersville
The best car insurance provider for most drivers in Caruthersville
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $500 over the average Caruthersville car insurance company.
The best car insurance provider for Caruthersville drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $697 over the competition.
The best car insurance company for Caruthersville drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $637 better than other car insurance companies.
The best auto insurance for Caruthersville drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $713 less each year.
The least expensive car insurance company for new and young drivers in Caruthersville
In Caruthersville, Travelers costs young drivers $1,505 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Caruthersville
State Farm gave the largest car insurance discounts to married couples, averaging $389 saved each year compared to an average Caruthersville couple's premiums.
The cheapest car insurance in Caruthersville for drivers with bad credit
The best Caruthersville car insurance company for customer service
Nationwide was the best company for customer service in Caruthersville according to the NAIC.
Recent price drops
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The cheapest large national provider in Caruthersville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Caruthersville driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Caruthersville, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Caruthersville
What Influences the Cost of Car Insurance in Caruthersville?
On average, car insurance in Caruthersville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Caruthersville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Caruthersville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Caruthersville is $95 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kinfolks Ridge: Insurance costs 3.46% less
- McCarty: Insurance costs 5.78% less
- Shade: Insurance costs 5.78% less
- Deering: Insurance costs 4.48% less
- Hayti: Insurance costs the same
- Stanley: Insurance costs 4.32% less
- Hayti Heights: Insurance costs 0.59% more
- Micola: Insurance costs 4.65% less
- Braggadocio: Insurance costs 4.65% less
- Pascola: Insurance costs 0.81% less
Cities with Similar Populations
- Midway: Insurance costs 24.31% less
- Montpelier: Insurance costs 41.87% less
- Monticello: Insurance costs 33.93% less
- Montevideo: Insurance costs 16.05% less
- Mondovi: Insurance costs 38.47% less
- Millers Creek: Insurance costs 34.14% less
- Millen: Insurance costs 5.94% less
- Milford: Insurance costs 8.91% less
- Milaca: Insurance costs 9.40% less
- Mifflintown: Insurance costs 31.06% less