Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cascade, ID
We monitor insurance prices, helping the average driver in Cascade save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Cascade
The chart below shows the cheapest car insurance company in Cascade for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Cascade Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $37 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of Cascade Driver
Based on our extensive insurance data, we know the average Cascade driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $266 per year by choosing the right vehicle insurance company. Some Cascade residents are paying out over $1,089 extra every year for auto insurance in Cascade. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cascade, ID Savings / Yr. |
|---|---|
$266 |
|
$548 |
|
$476 |
|
$421 |
|
$1,001 |
|
$258 |
|
$413 |
Cascade Car Insurance vs. Idaho
People living in Cascade pay an average of 3.70% less than the typical driver in the state. The average driver in Cascade can expect to pay about $604 per year, or $1,089 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Cascade for most people.
Car Insurance Prices by Cascade Neighborhood
Insurance Prices
Where is insurance cheapest within Cascade?
The map shows insurance prices in and around Cascade, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $29 per year within the city boundaries, with insurance premiums ranging from a high of $1,104 to a low of $1,075. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Cascade.Pick the Best Car Insurance Company for You in Cascade
The best car insurance provider for most drivers in Cascade
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $266 over the average Cascade car insurance company.
The best car insurance provider for Cascade drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $548 over the competition.
The best car insurance company for Cascade drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $476 better than other car insurance companies.
The best auto insurance for Cascade drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $421 less each year.
The least expensive car insurance company for new and young drivers in Cascade
In Cascade, Auto-Owners Insurance costs young drivers $1,001 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cascade
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $258 saved each year compared to an average Cascade couple's premiums.
The cheapest car insurance in Cascade for drivers with bad credit
The best Cascade car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cascade, which was better than other insurers.
The cheapest large national provider in Cascade
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cascade driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cascade, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Cascade
What Influences the Cost of Car Insurance in Cascade?
On average, car insurance in Cascade is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cascade is 31 minutes, which is about the national average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cascade are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Cascade is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cascade is $50 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Smiths Ferry: Insurance costs 0.92% less
- Donnelly: Insurance costs 0.55% more
- Roseberry: Insurance costs 0.83% more
- Ola: Insurance costs 0.46% more
- Indian Valley: Insurance costs 0.73% more
- Garden Valley: Insurance costs 0.18% more
- Mesa: Insurance costs 1.56% more
- Crouch: Insurance costs 0.18% more
- Council: Insurance costs 2.02% more
- McCall: Insurance costs 2.48% more
Cities with Similar Populations
- White Stone: Insurance costs 6.89% more
- North Eastham: Insurance costs 37.83% more
- Olin: Insurance costs 10.84% more
- Osyka: Insurance costs 56.38% more
- Donalds: Insurance costs 50.41% more
- Diamond: Insurance costs 61.43% more
- Crofton: Insurance costs 89.53% more
- Cornell: Insurance costs 8.54% more
- Conesus: Insurance costs 96.33% more
- Caddo: Insurance costs 54.55% more