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Get Cheap Car Insurance in Catawba, SC

We monitor insurance prices, helping the average driver in Catawba save up to 29.7% on car insurance.

 

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The Cheapest Minimum Coverage in Catawba

The chart below shows the cheapest car insurance company in Catawba for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.

 
Catawba Insurer Monthly Cost
Geico $58
State Farm $65
Auto-Owners Insurance $65
Safeco Insurance $71

Savings for Every Kind of Catawba Driver

The table shows how much the average auto insurance customer in Catawba might save by following our recommendations.

Based on our extensive insurance data, we know the average Catawba driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Catawba residents are paying out over $1,630 extra every year for auto insurance in Catawba. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Catawba Car Insurance vs. South Carolina

People living in Catawba pay an average of 0.05% more than the typical driver in the state. The average driver in Catawba can expect to pay about $959 per year, or $1,630 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Catawba for most people.

Car Insurance Prices by Catawba Neighborhood

Catawba, SC map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Catawba?

The map shows insurance prices in and around Catawba, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $84 per year within the city boundaries, with insurance premiums ranging from a high of $1,680 to a low of $1,596. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Catawba.

Pick the Best Car Insurance Company for You in Catawba

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Catawba insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Catawba

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $357 over the average Catawba car insurance company.

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We use the average good driver, paying $106 per month, as our baseline for pricing in Catawba. State Farm, Geico, and Kemper are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Catawba drivers with accidents on their records

In Catawba getting into an accident will raise premiums an average 33% for a yearly cost of $2,446. That's $816 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $641 over the competition.

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The best car insurance company for Catawba drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $542 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Catawba, tickets raise premiums on new quotes about $474. If you have a speeding ticket, we recommend State Farm, Geico, and Kemper for savings that beat the average insurance cost of $2,104 per year.

The best auto insurance for Catawba drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,273 per year in auto insurance premiums, which was $643 more than a driver with no major issues. State Farm, Kemper, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Kemper may cost the average person with a DUI about $674 less each year.

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The least expensive car insurance company for new and young drivers in Catawba

In Catawba, Geico costs young drivers $1,320 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Catawba. With an average cost of $5,002 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Catawba

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $151. State Farm, Geico, and Progressive provided the largest discounts to couples living in Catawba.

Geico gave the largest car insurance discounts to married couples, averaging $302 saved each year compared to an average Catawba couple's premiums.

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The cheapest car insurance in Catawba for drivers with bad credit

People with poor credit saved an average of $392 with Nationwide.

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Many people are surprised that their poor credit score can cost them an average of $1,094 every year. Premiums for people with poor credit were about $2,723 in Catawba. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Travelers.

The best Catawba car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Catawba, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Catawba.

Nationwide was the best company for customer service in Catawba according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Catawba, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Catawba. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Catawba

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 12% of Catawba residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Catawba driver can expect to pay about $110 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Catawba, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.
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Auto Insurance Prices in and Around Catawba

What Influences the Cost of Car Insurance in Catawba?

On average, car insurance in Catawba is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Catawba is 34 minutes, which is about the national average for a driver in the state.
  • South Carolina state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Catawba are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Catawba is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Catawba is $80 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Catawba driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Catawba with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.