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Get Cheap Car Insurance in Catholic Point, AR

We monitor insurance prices, helping the average driver in Catholic Point save up to 33.0% on car insurance.

 

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The Cheapest Minimum Coverage in Catholic Point

The chart below shows the cheapest car insurance company in Catholic Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.

 
Catholic Point Insurer Monthly Cost
Safeco Insurance $54
Farm Bureau $56
Geico $57
Jupiter $59

Savings for Every Kind of Catholic Point Driver

The table shows how much the average auto insurance customer in Catholic Point might save by following our recommendations.

Based on our extensive insurance data, we know the average Catholic Point driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $330 per year by choosing the right vehicle insurance company. Some Catholic Point residents are paying out over $1,670 extra every year for auto insurance in Catholic Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Catholic Point Car Insurance vs. Arkansas

People living in Catholic Point pay an average of 0.76% less than the typical driver in the state. The average driver in Catholic Point can expect to pay about $904 per year, or $1,670 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Catholic Point for most people.

Car Insurance Prices by Catholic Point Neighborhood

Catholic Point, AR map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Catholic Point?

The map shows insurance prices in and around Catholic Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,670 to a low of $1,670. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Catholic Point.

Pick the Best Car Insurance Company for You in Catholic Point

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Catholic Point insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Catholic Point

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $330 over the average Catholic Point car insurance company.

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We use the average good driver, paying $112 per month, as our baseline for pricing in Catholic Point. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Catholic Point drivers with accidents on their records

In Catholic Point getting into an accident will raise premiums an average 37% for a yearly cost of $2,633. That's $963 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Gainsco, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $586 over the competition.

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The best car insurance company for Catholic Point drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $471 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Catholic Point, tickets raise premiums on new quotes about $534. If you have a speeding ticket, we recommend Geico, Gainsco, and Farm Bureau for savings that beat the average insurance cost of $2,204 per year.

The best auto insurance for Catholic Point drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,784 per year in auto insurance premiums, which was $1,113 more than a driver with no major issues. Progressive, Farm Bureau, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $725 less each year.

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The least expensive car insurance company for new and young drivers in Catholic Point

In Catholic Point, Farm Bureau costs young drivers $1,875 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Catholic Point. With an average cost of $5,680 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Catholic Point

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $187. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Catholic Point.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $332 saved each year compared to an average Catholic Point couple's premiums.

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The cheapest car insurance in Catholic Point for drivers with bad credit

People with poor credit saved an average of $465 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $954 every year. Premiums for people with poor credit were about $2,624 in Catholic Point. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Dairyland, and Farm Bureau.

The best Catholic Point car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Catholic Point, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Catholic Point.

Nationwide was the best company for customer service in Catholic Point according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Catholic Point, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Catholic Point. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Catholic Point

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 10% of Catholic Point residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Catholic Point driver can expect to pay about $113 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Catholic Point, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.
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Auto Insurance Prices in and Around Catholic Point

What Influences the Cost of Car Insurance in Catholic Point?

On average, car insurance in Catholic Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Catholic Point is 35 minutes, which is a little more than average for a driver in the state.
  • Arkansas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Catholic Point are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Catholic Point is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Catholic Point is $75 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Catholic Point driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Catholic Point with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.