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Get Cheap Car Insurance in Cayuga Heights, NY
We monitor insurance prices, helping the average driver in Cayuga Heights save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Cayuga Heights
The chart below shows the cheapest car insurance company in Cayuga Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Cayuga Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $82 |
| Plymouth Rock Assurance | $110 |
| Safeco Insurance | $118 |
| Geico | $123 |
Savings for Every Kind of Cayuga Heights Driver
Based on our extensive insurance data, we know the average Cayuga Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $667 per year by choosing the right vehicle insurance company. Some Cayuga Heights residents are paying out over $2,236 extra every year for auto insurance in Cayuga Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cayuga Heights, NY Savings / Yr. |
|---|---|
$667 |
|
$425 |
|
$849 |
|
$859 |
|
$2,105 |
|
$704 |
|
$1,122 |
Cayuga Heights Car Insurance vs. New York
People living in Cayuga Heights pay an average of 7.80% less than the typical driver in the state. The average driver in Cayuga Heights can expect to pay about $1,622 per year, or $2,236 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Cayuga Heights for most people.
Car Insurance Prices by Cayuga Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Cayuga Heights?
The map shows insurance prices in and around Cayuga Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $194 per year within the city boundaries, with insurance premiums ranging from a high of $2,329 to a low of $2,135. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Cayuga Heights.Pick the Best Car Insurance Company for You in Cayuga Heights
The best car insurance provider for most drivers in Cayuga Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $667 over the average Cayuga Heights car insurance company.
The best car insurance provider for Cayuga Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $425 over the competition.
The best car insurance company for Cayuga Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $849 better than other car insurance companies.
The best auto insurance for Cayuga Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $859 less each year.
The least expensive car insurance company for new and young drivers in Cayuga Heights
In Cayuga Heights, Progressive costs young drivers $2,105 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cayuga Heights
Progressive gave the largest car insurance discounts to married couples, averaging $704 saved each year compared to an average Cayuga Heights couple's premiums.
The cheapest car insurance in Cayuga Heights for drivers with bad credit
The best Cayuga Heights car insurance company for customer service
Nationwide was the best company for customer service in Cayuga Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Cayuga Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cayuga Heights driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cayuga Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Cayuga Heights
What Influences the Cost of Car Insurance in Cayuga Heights?
On average, car insurance in Cayuga Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cayuga Heights is 19 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cayuga Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Cayuga Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cayuga Heights is $135 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ithaca: Insurance costs 0.09% more
- Varna: Insurance costs 9.53% less
- Renwick: Insurance costs 11.54% less
- West Dryden: Insurance costs 8.41% less
- Etna: Insurance costs 10.11% less
- Myers: Insurance costs 10.02% less
- Jacksonville: Insurance costs 8.72% less
- Freeville: Insurance costs 8.41% less
- Ludlowville: Insurance costs 10.33% less
- Danby: Insurance costs 7.74% less
Cities with Similar Populations
- Eleva: Insurance costs 50.13% less
- Rolling Hills Estates: Insurance costs 2.42% less
- Davis: Insurance costs 23.79% less
- Hamilton: Insurance costs 44.86% less
- Battle Mountain: Insurance costs 5.55% less
- Wellborn: Insurance costs 6.17% more
- Wayne: Insurance costs 29.16% less
- Tolono: Insurance costs 38.28% less
- Rural Retreat: Insurance costs 47.72% less
- Richmond: Insurance costs 48.30% less