Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Cedar Grove, WI

We monitor insurance prices, helping the average driver in Cedar Grove save up to 27.7% on car insurance.

 

Start Saving

;

The Cheapest Minimum Coverage in Cedar Grove

The chart below shows the cheapest car insurance company in Cedar Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
Cedar Grove Insurer Monthly Cost
State Farm $38
American Family Insurance $39
Erie Insurance $40
Kemper $41

Savings for Every Kind of Cedar Grove Driver

The table shows how much the average auto insurance customer in Cedar Grove might save by following our recommendations.

Based on our extensive insurance data, we know the average Cedar Grove driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $197 per year by choosing the right vehicle insurance company. Some Cedar Grove residents are paying out over $1,061 extra every year for auto insurance in Cedar Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Cedar Grove, WI Savings / Yr.
Drivers with good records
$197
Drivers with accidents
$406
Drivers with speeding tickets
$251
Drivers with a DUI conviction
$364
Young drivers
$843
Married drivers
$153
Drivers with bad credit
$579

Cedar Grove Car Insurance vs. Wisconsin

People living in Cedar Grove pay an average of 7.07% less than the typical driver in the state. The average driver in Cedar Grove can expect to pay about $534 per year, or $1,061 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in Cedar Grove for most people.

Car Insurance Prices by Cedar Grove Neighborhood

Cedar Grove, WI map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Cedar Grove?

The map shows insurance prices in and around Cedar Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,101 to a low of $1,045. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Cedar Grove.

Pick the Best Car Insurance Company for You in Cedar Grove

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Cedar Grove insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Cedar Grove

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $197 over the average Cedar Grove car insurance company.

Visit Site

We use the average good driver, paying $72 per month, as our baseline for pricing in Cedar Grove. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Cedar Grove drivers with accidents on their records

In Cedar Grove getting into an accident will raise premiums an average 34% for a yearly cost of $1,601. That's $540 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $406 over the competition.

Visit Site

The best car insurance company for Cedar Grove drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $251 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Cedar Grove, tickets raise premiums on new quotes about $296. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,357 per year.

The best auto insurance for Cedar Grove drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,640 per year in auto insurance premiums, which was $579 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $364 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Cedar Grove

In Cedar Grove, Erie Insurance costs young drivers $843 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Cedar Grove. With an average cost of $3,389 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Cedar Grove

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $62. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Cedar Grove.

Progressive gave the largest car insurance discounts to married couples, averaging $153 saved each year compared to an average Cedar Grove couple's premiums.

Visit Site

The cheapest car insurance in Cedar Grove for drivers with bad credit

People with poor credit saved an average of $579 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,027 every year. Premiums for people with poor credit were about $2,088 in Cedar Grove. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best Cedar Grove car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Cedar Grove, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Cedar Grove.

Nationwide was the best company for customer service in Cedar Grove according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cedar Grove, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Cedar Grove. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Cedar Grove

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 15% of Cedar Grove residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cedar Grove driver can expect to pay about $80 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Grove, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Cedar Grove

What Influences the Cost of Car Insurance in Cedar Grove?

On average, car insurance in Cedar Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Cedar Grove is 30 minutes, which is about the national average for a driver in the state.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Cedar Grove are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Cedar Grove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Cedar Grove is $45 per month for minimum coverage and $88 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Cedar Grove driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Cedar Grove with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.