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Get Cheap Car Insurance in Cedar Heights, NJ
We monitor insurance prices, helping the average driver in Cedar Heights save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Cedar Heights
The chart below shows the cheapest car insurance company in Cedar Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Cedar Heights Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Geico | $64 |
| Plymouth Rock Assurance | $79 |
| NJM | $93 |
Savings for Every Kind of Cedar Heights Driver
Based on our extensive insurance data, we know the average Cedar Heights driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $487 per year by choosing the right vehicle insurance company. Some Cedar Heights residents are paying out over $1,859 extra every year for auto insurance in Cedar Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Heights, NJ Savings / Yr. |
|---|---|
$487 |
|
$904 |
|
$694 |
|
$599 |
|
$2,405 |
|
$469 |
|
$729 |
Cedar Heights Car Insurance vs. New Jersey
People living in Cedar Heights pay an average of 2.39% more than the typical driver in the state. The average driver in Cedar Heights can expect to pay about $1,109 per year, or $1,859 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Cedar Heights for most people.
Car Insurance Prices by Cedar Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Heights?
The map shows insurance prices in and around Cedar Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $224 per year within the city boundaries, with insurance premiums ranging from a high of $1,895 to a low of $1,671. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Cedar Heights.Pick the Best Car Insurance Company for You in Cedar Heights
The best car insurance provider for most drivers in Cedar Heights
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $487 over the average Cedar Heights car insurance company.
The best car insurance provider for Cedar Heights drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $904 over the competition.
The best car insurance company for Cedar Heights drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $694 better than other car insurance companies.
The best auto insurance for Cedar Heights drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $599 less each year.
The least expensive car insurance company for new and young drivers in Cedar Heights
In Cedar Heights, Geico costs young drivers $2,405 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Heights
Geico gave the largest car insurance discounts to married couples, averaging $469 saved each year compared to an average Cedar Heights couple's premiums.
The cheapest car insurance in Cedar Heights for drivers with bad credit
The best Cedar Heights car insurance company for customer service
Nationwide was the best company for customer service in Cedar Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cedar Heights driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Heights, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Cedar Heights
What Influences the Cost of Car Insurance in Cedar Heights?
On average, car insurance in Cedar Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedar Heights is 46 minutes, which is far more than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Cedar Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Heights is $92 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- High Bridge: Insurance costs 2.90% less
- Lebanon: Insurance costs 6.46% less
- Annandale: Insurance costs 7.32% less
- Clinton: Insurance costs 4.90% less
- Jutland: Insurance costs 1.18% more
- Glen Gardner: Insurance costs 9.58% less
- Califon: Insurance costs 9.41% less
- Oldwick: Insurance costs 11.67% less
- Whitehouse Station: Insurance costs 7.80% less
- Pittstown: Insurance costs 6.24% less
Cities with Similar Populations
- Londonderry: Insurance costs 36.36% less
- Whittaker: Insurance costs 56.05% more
- Whitethorn: Insurance costs the same
- Wheatland: Insurance costs 3.60% less
- Lamy: Insurance costs 19.69% less
- Kincaid: Insurance costs 21.36% less
- Mineville: Insurance costs 12.96% more
- Lowry City: Insurance costs 3.87% less
- Lyme: Insurance costs 37.39% less
- Martinsville: Insurance costs 39.97% less