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Get Cheap Car Insurance in Cedar Hill, TX
We monitor insurance prices, helping the average driver in Cedar Hill save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Cedar Hill
The chart below shows the cheapest car insurance company in Cedar Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Cedar Hill Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $67 |
| Progressive | $69 |
| State Farm | $74 |
Savings for Every Kind of Cedar Hill Driver
Based on our extensive insurance data, we know the average Cedar Hill driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some Cedar Hill residents are paying out over $1,982 extra every year for auto insurance in Cedar Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Hill, TX Savings / Yr. |
|---|---|
$408 |
|
$933 |
|
$823 |
|
$943 |
|
$1,435 |
|
$542 |
|
$593 |
Cedar Hill Car Insurance vs. Texas
People living in Cedar Hill pay an average of 1.46% more than the typical driver in the state. The average driver in Cedar Hill can expect to pay about $1,181 per year, or $1,982 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Cedar Hill for most people.
Car Insurance Prices by Cedar Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Hill?
The map shows insurance prices in and around Cedar Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $451 per year within the city boundaries, with insurance premiums ranging from a high of $2,129 to a low of $1,678. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Cedar Hill.Pick the Best Car Insurance Company for You in Cedar Hill
The best car insurance provider for most drivers in Cedar Hill
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $408 over the average Cedar Hill car insurance company.
The best car insurance provider for Cedar Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $933 over the competition.
The best car insurance company for Cedar Hill drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $823 better than other car insurance companies.
The best auto insurance for Cedar Hill drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $943 less each year.
The least expensive car insurance company for new and young drivers in Cedar Hill
In Cedar Hill, State Farm costs young drivers $1,435 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Hill
State Farm gave the largest car insurance discounts to married couples, averaging $542 saved each year compared to an average Cedar Hill couple's premiums.
The cheapest car insurance in Cedar Hill for drivers with bad credit
The best Cedar Hill car insurance company for customer service
Nationwide was the best company for customer service in Cedar Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cedar Hill driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Hill, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Cedar Hill
What Influences the Cost of Car Insurance in Cedar Hill?
On average, car insurance in Cedar Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedar Hill is 38 minutes, which is a little more than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Cedar Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Hill is $98 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Duncanville: Insurance costs 0.71% more
- DeSoto: Insurance costs 3.99% more
- Ovilla: Insurance costs 12.41% less
- Glenn Heights: Insurance costs 0.10% less
- Oak Leaf: Insurance costs 14.53% less
- Midlothian: Insurance costs 15.14% less
- Grand Prairie: Insurance costs 0.91% less
- Lancaster: Insurance costs 3.38% more
- Red Oak: Insurance costs 10.49% less
- Mansfield: Insurance costs 9.94% less
Cities with Similar Populations
- Bedford: Insurance costs 11.25% less
- Urbana: Insurance costs 24.42% less
- Carlisle: Insurance costs 36.07% less
- Country Club: Insurance costs 72.60% more
- Dacula: Insurance costs 0.91% less
- Holly Springs: Insurance costs 36.13% less
- Zephyrhills: Insurance costs 37.44% more
- Lawrence: Insurance costs 32.85% less
- Lompoc: Insurance costs 6.61% more
- Mandeville: Insurance costs 59.69% more