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Get Cheap Car Insurance in Cedar Point, NC
We monitor insurance prices, helping the average driver in Cedar Point save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Cedar Point
The chart below shows the cheapest car insurance company in Cedar Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Cedar Point Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $44 |
| Erie Insurance | $45 |
| Farm Bureau | $47 |
| Progressive | $50 |
Savings for Every Kind of Cedar Point Driver
Based on our extensive insurance data, we know the average Cedar Point driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $223 per year by choosing the right vehicle insurance company. Some Cedar Point residents are paying out over $1,160 extra every year for auto insurance in Cedar Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Point, NC Savings / Yr. |
|---|---|
$223 |
|
$485 |
|
$353 |
|
$900 |
|
$668 |
|
$269 |
|
$404 |
Cedar Point Car Insurance vs. North Carolina
People living in Cedar Point pay an average of 7.18% less than the typical driver in the state. The average driver in Cedar Point can expect to pay about $695 per year, or $1,160 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Cedar Point for most people.
Car Insurance Prices by Cedar Point Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Point?
The map shows insurance prices in and around Cedar Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $1,179 to a low of $1,157. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Cedar Point.Pick the Best Car Insurance Company for You in Cedar Point
The best car insurance provider for most drivers in Cedar Point
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $223 over the average Cedar Point car insurance company.
The best car insurance provider for Cedar Point drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $485 over the competition.
The best car insurance company for Cedar Point drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $353 better than other car insurance companies.
The best auto insurance for Cedar Point drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $900 less each year.
The least expensive car insurance company for new and young drivers in Cedar Point
In Cedar Point, State Farm costs young drivers $668 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Point
Erie Insurance gave the largest car insurance discounts to married couples, averaging $269 saved each year compared to an average Cedar Point couple's premiums.
The cheapest car insurance in Cedar Point for drivers with bad credit
The best Cedar Point car insurance company for customer service
Nationwide was the best company for customer service in Cedar Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cedar Point driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Point, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Cedar Point
What Influences the Cost of Car Insurance in Cedar Point?
On average, car insurance in Cedar Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedar Point is 31 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Cedar Point is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Point is $58 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cape Carteret: Insurance costs 1.03% less
- Emerald Isle: Insurance costs 2.16% more
- Bogue: Insurance costs 1.64% less
- Swansboro: Insurance costs 1.21% less
- Peletier: Insurance costs 0.95% more
- Stella: Insurance costs 3.45% more
- Hubert: Insurance costs 2.84% more
- Broad Creek: Insurance costs 3.10% more
- Salter Path: Insurance costs 0.95% more
- Indian Beach: Insurance costs 0.95% more
Cities with Similar Populations
- Swisher: Insurance costs 4.57% more
- Durand: Insurance costs 16.38% more
- Eagleville: Insurance costs 16.29% more
- Eden: Insurance costs 51.81% more
- Edmore: Insurance costs 145.17% more
- Ririe: Insurance costs 4.66% less
- Rose Bud: Insurance costs 45.52% more
- Stonewall: Insurance costs 40.52% more
- Stuyvesant: Insurance costs 88.62% more
- Anahola: Insurance costs 10.95% more