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Get Cheap Car Insurance in Cedar Rock, NC
We monitor insurance prices, helping the average driver in Cedar Rock save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Cedar Rock
The chart below shows the cheapest car insurance company in Cedar Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Cedar Rock Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $46 |
| Erie Insurance | $46 |
| Farm Bureau | $49 |
| Progressive | $52 |
Savings for Every Kind of Cedar Rock Driver
Based on our extensive insurance data, we know the average Cedar Rock driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $232 per year by choosing the right vehicle insurance company. Some Cedar Rock residents are paying out over $1,206 extra every year for auto insurance in Cedar Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Rock, NC Savings / Yr. |
|---|---|
$232 |
|
$504 |
|
$367 |
|
$936 |
|
$695 |
|
$280 |
|
$420 |
Cedar Rock Car Insurance vs. North Carolina
People living in Cedar Rock pay an average of 3.50% less than the typical driver in the state. The average driver in Cedar Rock can expect to pay about $723 per year, or $1,206 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Cedar Rock for most people.
Car Insurance Prices by Cedar Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Rock?
The map shows insurance prices in and around Cedar Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the city boundaries, with insurance premiums ranging from a high of $1,217 to a low of $1,198. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Cedar Rock.Pick the Best Car Insurance Company for You in Cedar Rock
The best car insurance provider for most drivers in Cedar Rock
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $232 over the average Cedar Rock car insurance company.
The best car insurance provider for Cedar Rock drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $504 over the competition.
The best car insurance company for Cedar Rock drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $367 better than other car insurance companies.
The best auto insurance for Cedar Rock drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $936 less each year.
The least expensive car insurance company for new and young drivers in Cedar Rock
In Cedar Rock, State Farm costs young drivers $695 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Rock
Erie Insurance gave the largest car insurance discounts to married couples, averaging $280 saved each year compared to an average Cedar Rock couple's premiums.
The cheapest car insurance in Cedar Rock for drivers with bad credit
The best Cedar Rock car insurance company for customer service
Nationwide was the best company for customer service in Cedar Rock according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar Rock
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cedar Rock driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Rock, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Cedar Rock
What Influences the Cost of Car Insurance in Cedar Rock?
On average, car insurance in Cedar Rock is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedar Rock is 28 minutes, which is a little less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Rock are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Cedar Rock is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Rock is $60 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lenoir: Insurance costs 3.07% more
- Yadkin Valley: Insurance costs 0.83% less
- Hudson: Insurance costs 0.83% more
- Kings Creek: Insurance costs 4.89% more
- Cajahs Mountain: Insurance costs 0.75% more
- Sawmills: Insurance costs 0.33% less
- Gamewell: Insurance costs 1.99% more
- Granite Falls: Insurance costs 0.50% less
- Collettsville: Insurance costs 1.58% more
- Boomer: Insurance costs 1.66% more
Cities with Similar Populations
- Sweetwater Lake: Insurance costs 1.24% more
- Dennis: Insurance costs 26.78% more
- Straughn: Insurance costs 3.90% less
- Davenport: Insurance costs 54.89% more
- Stringtown: Insurance costs 2.40% less
- Stuart: Insurance costs 18.82% more
- Dante: Insurance costs 6.80% more
- Studley: Insurance costs 1.74% less
- Sultana: Insurance costs 60.36% more
- Crescent Valley: Insurance costs 69.57% more