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Get Cheap Car Insurance in Celina, MN
We monitor insurance prices, helping the average driver in Celina save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Celina
The chart below shows the cheapest car insurance company in Celina for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Celina Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Auto-Owners Insurance | $57 |
| Kemper | $60 |
| American Family Insurance | $61 |
Savings for Every Kind of Celina Driver
Based on our extensive insurance data, we know the average Celina driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $435 per year by choosing the right vehicle insurance company. Some Celina residents are paying out over $1,619 extra every year for auto insurance in Celina. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Celina, MN Savings / Yr. |
|---|---|
$435 |
|
$548 |
|
$353 |
|
$717 |
|
$1,229 |
|
$364 |
|
$957 |
Celina Car Insurance vs. Minnesota
People living in Celina pay an average of 0.79% more than the typical driver in the state. The average driver in Celina can expect to pay about $838 per year, or $1,619 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Celina for most people.
Car Insurance Prices by Celina Neighborhood
Insurance Prices
Where is insurance cheapest within Celina?
The map shows insurance prices in and around Celina, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,659 to a low of $1,606. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Celina.Pick the Best Car Insurance Company for You in Celina
The best car insurance provider for most drivers in Celina
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $435 over the average Celina car insurance company.
The best car insurance provider for Celina drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $548 over the competition.
The best car insurance company for Celina drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $353 better than other car insurance companies.
The best auto insurance for Celina drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $717 less each year.
The least expensive car insurance company for new and young drivers in Celina
In Celina, State Farm costs young drivers $1,229 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Celina
State Farm gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average Celina couple's premiums.
The cheapest car insurance in Celina for drivers with bad credit
The best Celina car insurance company for customer service
Recent price drops
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The cheapest large national provider in Celina
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Celina driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Celina, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Celina
What Influences the Cost of Car Insurance in Celina?
On average, car insurance in Celina is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Celina is 33 minutes, which is a little more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Celina are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Celina is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Celina is $70 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Linden Grove: Insurance costs 0.31% less
- Greaney: Insurance costs 2.29% more
- Silverdale: Insurance costs 2.35% more
- Togo: Insurance costs 2.47% more
- Gheen: Insurance costs 1.48% more
- Side Lake: Insurance costs 0.25% less
- Angora: Insurance costs 0.80% more
- Glendale: Insurance costs 1.79% more
- Cook: Insurance costs 0.25% more
- Orr: Insurance costs 2.10% more
Cities with Similar Populations
- Niarada: Insurance costs 1.61% more
- Willailla: Insurance costs 29.09% more
- Iliad: Insurance costs 1.30% more
- Ironton: Insurance costs 100.43% more
- Joynes: Insurance costs 24.27% less
- Juanita: Insurance costs 12.91% less
- Kinlock: Insurance costs 5.06% more
- Krider: Insurance costs 9.64% less
- Lark: Insurance costs 16.74% more
- Whittaker: Insurance costs 6.79% less