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Get Cheap Car Insurance in Centennial, Redwood City, CA
We monitor insurance prices, helping the average driver in Centennial save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Centennial
The chart below shows the cheapest car insurance company in Centennial for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Centennial Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Centennial Driver
Based on our extensive insurance data, we know the average Centennial driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $716 per year by choosing the right vehicle insurance company. Some Centennial residents are paying out over $2,239 extra every year for auto insurance in Centennial. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Centennial, Redwood City, CA Savings / Yr. |
|---|---|
$716 |
|
$1,311 |
|
$1,037 |
|
$1,822 |
|
$935 |
|
$406 |
|
$0 |
Centennial Car Insurance vs. Redwood City
People living in Centennial pay an average of 11.48% more than the typical driver in the state. The average driver in Centennial can expect to pay about $1,048 per year, or $2,239 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Centennial for most people.
Car Insurance Prices by Centennial Neighborhood
Insurance Prices
Where is insurance cheapest within Centennial?
The map shows insurance prices in and around Centennial, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $333 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,314 to a low of $1,981. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Centennial.Pick the Best Car Insurance Company for You in Centennial
The best car insurance provider for most drivers in Centennial
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $716 over the average Centennial car insurance company.
The best car insurance provider for Centennial drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,311 over the competition.
The best car insurance company for Centennial drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,037 better than other car insurance companies.
The best auto insurance for Centennial drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,822 less each year.
The least expensive car insurance company for new and young drivers in Centennial
In Centennial, State Farm costs young drivers $935 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Centennial
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average Centennial couple's premiums.
The cheapest car insurance in Centennial for drivers with bad credit
The best Centennial car insurance company for customer service
Nationwide was the best company for customer service in Centennial according to the NAIC.
Recent price drops
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The cheapest large national provider in Centennial
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Centennial driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Centennial, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Centennial
What Influences the Cost of Car Insurance in Centennial?
On average, car insurance in Centennial is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Centennial is 34 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Centennial are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Centennial has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Centennial is $87 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Staumbaugh Heller: Insurance costs 0.76% more
- Roosevelt-San Francisco: Insurance costs 9.56% less
- Redwood Village: Insurance costs 7.99% less
- Fair Oaks: Insurance costs 7.15% less
- Friendly Acres: Insurance costs 5.00% less
- Emerald Lake Hills: Insurance costs 10.76% less
- Farm Hills: Insurance costs 11.97% less
- West Atherton: Insurance costs 8.04% less
- Downtown Menlo Park: Insurance costs 5.14% less
- Belle Haven: Insurance costs 1.83% more
Neighborhoods with Similar Populations
- Westside: Insurance costs 6.92% more
- West Waco: Insurance costs 29.88% less
- West Memorial: Insurance costs 17.02% less
- Bridgetown North: Insurance costs 48.95% less
- Northwest: Insurance costs 49.17% less
- North Waltham: Insurance costs 27.96% less
- North Main: Insurance costs 28.63% less
- North East: Insurance costs 5.18% more
- Natomas Corporate Center: Insurance costs 3.48% less
- Milton Upper Mills: Insurance costs 10.18% less