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Get Cheap Car Insurance in Centre Grove, NJ
We monitor insurance prices, helping the average driver in Centre Grove save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Centre Grove
The chart below shows the cheapest car insurance company in Centre Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Centre Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Geico | $64 |
| Plymouth Rock Assurance | $78 |
| NJM | $92 |
Savings for Every Kind of Centre Grove Driver
Based on our extensive insurance data, we know the average Centre Grove driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $482 per year by choosing the right vehicle insurance company. Some Centre Grove residents are paying out over $1,837 extra every year for auto insurance in Centre Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Centre Grove, NJ Savings / Yr. |
|---|---|
$482 |
|
$893 |
|
$686 |
|
$592 |
|
$2,376 |
|
$463 |
|
$720 |
Centre Grove Car Insurance vs. New Jersey
People living in Centre Grove pay an average of 1.16% more than the typical driver in the state. The average driver in Centre Grove can expect to pay about $1,096 per year, or $1,837 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Centre Grove for most people.
Car Insurance Prices by Centre Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Centre Grove?
The map shows insurance prices in and around Centre Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,837 to a low of $1,837. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the North parts of Centre Grove.Pick the Best Car Insurance Company for You in Centre Grove
The best car insurance provider for most drivers in Centre Grove
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $482 over the average Centre Grove car insurance company.
The best car insurance provider for Centre Grove drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $893 over the competition.
The best car insurance company for Centre Grove drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $686 better than other car insurance companies.
The best auto insurance for Centre Grove drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $592 less each year.
The least expensive car insurance company for new and young drivers in Centre Grove
In Centre Grove, Geico costs young drivers $2,376 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Centre Grove
Geico gave the largest car insurance discounts to married couples, averaging $463 saved each year compared to an average Centre Grove couple's premiums.
The cheapest car insurance in Centre Grove for drivers with bad credit
The best Centre Grove car insurance company for customer service
Nationwide was the best company for customer service in Centre Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Centre Grove
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Centre Grove driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Centre Grove, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Centre Grove
What Influences the Cost of Car Insurance in Centre Grove?
On average, car insurance in Centre Grove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Centre Grove is 38 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Centre Grove are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Centre Grove is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Centre Grove is $91 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fairton: Insurance costs 0.22% more
- Turkey Point Corner: Insurance costs 3.54% less
- Cedarville: Insurance costs 1.09% less
- Millville: Insurance costs 0.87% more
- Laurel Lake: Insurance costs 3.27% less
- Newport: Insurance costs 1.36% less
- Gouldtown: Insurance costs 3.16% more
- Buckshutem: Insurance costs 1.96% less
- Dividing Creek: Insurance costs 2.94% less
- Menantico: Insurance costs 3.70% less
Cities with Similar Populations
- Rodeo: Insurance costs 33.21% less
- Sand Bay: Insurance costs 36.42% less
- Sagerton: Insurance costs 8.82% less
- Kamalo: Insurance costs 25.26% less
- Kayford: Insurance costs 16.28% less
- Russell: Insurance costs 7.57% less
- Keller: Insurance costs 37.51% less
- Kelly Point: Insurance costs 29.18% less
- Rossman: Insurance costs 18.18% more
- Rome: Insurance costs 3.32% less