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Get Cheap Car Insurance in Centre Island, NY
We monitor insurance prices, helping the average driver in Centre Island save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Centre Island
The chart below shows the cheapest car insurance company in Centre Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Centre Island Insurer | Monthly Cost |
|---|---|
| Kemper | $97 |
| Plymouth Rock Assurance | $130 |
| Safeco Insurance | $139 |
| Geico | $145 |
Savings for Every Kind of Centre Island Driver
Based on our extensive insurance data, we know the average Centre Island driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $789 per year by choosing the right vehicle insurance company. Some Centre Island residents are paying out over $2,647 extra every year for auto insurance in Centre Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Centre Island, NY Savings / Yr. |
|---|---|
$789 |
|
$503 |
|
$1,005 |
|
$1,017 |
|
$2,492 |
|
$834 |
|
$1,329 |
Centre Island Car Insurance vs. New York
People living in Centre Island pay an average of 9.17% more than the typical driver in the state. The average driver in Centre Island can expect to pay about $1,920 per year, or $2,647 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Centre Island for most people.
Car Insurance Prices by Centre Island Neighborhood
Insurance Prices
Where is insurance cheapest within Centre Island?
The map shows insurance prices in and around Centre Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,647 to a low of $2,647. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Centre Island.Pick the Best Car Insurance Company for You in Centre Island
The best car insurance provider for most drivers in Centre Island
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $789 over the average Centre Island car insurance company.
The best car insurance provider for Centre Island drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $503 over the competition.
The best car insurance company for Centre Island drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,005 better than other car insurance companies.
The best auto insurance for Centre Island drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,017 less each year.
The least expensive car insurance company for new and young drivers in Centre Island
In Centre Island, Progressive costs young drivers $2,492 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Centre Island
Progressive gave the largest car insurance discounts to married couples, averaging $834 saved each year compared to an average Centre Island couple's premiums.
The cheapest car insurance in Centre Island for drivers with bad credit
The best Centre Island car insurance company for customer service
Nationwide was the best company for customer service in Centre Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Centre Island
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Centre Island driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Centre Island, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Centre Island
What Influences the Cost of Car Insurance in Centre Island?
On average, car insurance in Centre Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Centre Island is 54 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Centre Island are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Centre Island is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Centre Island is $160 per month for minimum coverage and $221 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cove Neck: Insurance costs 0.11% more
- Bayville: Insurance costs 0.38% less
- Mill Neck: Insurance costs 5.89% less
- Oyster Bay: Insurance costs 0.04% less
- Oyster Bay Cove: Insurance costs 0.60% less
- Lloyd Harbor: Insurance costs 6.35% less
- East Norwich: Insurance costs 0.42% less
- Lattingtown: Insurance costs 0.08% less
- Matinecock: Insurance costs 5.29% less
- Laurel Hollow: Insurance costs 2.72% more
Cities with Similar Populations
- English Lake: Insurance costs 55.27% less
- Duncanon: Insurance costs 24.25% less
- Duplainville: Insurance costs 58.22% less
- Durham: Insurance costs 42.35% less
- Terhune: Insurance costs 55.46% less
- Taylor: Insurance costs 48.70% less
- Eastlake: Insurance costs 4.38% more
- Sunrise: Insurance costs 37.29% less
- Eden: Insurance costs 41.03% less
- Sundale: Insurance costs 58.44% less