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Get Cheap Car Insurance in Centreville, IL
We monitor insurance prices, helping the average driver in Centreville save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Centreville
The chart below shows the cheapest car insurance company in Centreville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Centreville Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Country Financial | $66 |
| Metromile | $72 |
| American Family Insurance | $78 |
Savings for Every Kind of Centreville Driver
Based on our extensive insurance data, we know the average Centreville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $426 per year by choosing the right vehicle insurance company. Some Centreville residents are paying out over $1,823 extra every year for auto insurance in Centreville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Centreville, IL Savings / Yr. |
|---|---|
$426 |
|
$801 |
|
$641 |
|
$672 |
|
$1,655 |
|
$477 |
|
$612 |
Centreville Car Insurance vs. Illinois
People living in Centreville pay an average of 20.64% more than the typical driver in the state. The average driver in Centreville can expect to pay about $1,082 per year, or $1,823 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Centreville for most people.
Car Insurance Prices by Centreville Neighborhood
Insurance Prices
Where is insurance cheapest within Centreville?
The map shows insurance prices in and around Centreville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $401 per year within the city boundaries, with insurance premiums ranging from a high of $1,889 to a low of $1,488. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Centreville.Pick the Best Car Insurance Company for You in Centreville
The best car insurance provider for most drivers in Centreville
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $426 over the average Centreville car insurance company.
The best car insurance provider for Centreville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $801 over the competition.
The best car insurance company for Centreville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $641 better than other car insurance companies.
The best auto insurance for Centreville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $672 less each year.
The least expensive car insurance company for new and young drivers in Centreville
In Centreville, State Farm costs young drivers $1,655 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Centreville
State Farm gave the largest car insurance discounts to married couples, averaging $477 saved each year compared to an average Centreville couple's premiums.
The cheapest car insurance in Centreville for drivers with bad credit
The best Centreville car insurance company for customer service
Nationwide was the best company for customer service in Centreville according to the NAIC.
Recent price drops
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The cheapest large national provider in Centreville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Centreville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Centreville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Centreville
What Influences the Cost of Car Insurance in Centreville?
On average, car insurance in Centreville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Centreville is 33 minutes, which is about the national average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Centreville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Centreville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Centreville is $90 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alorton: Insurance costs the same
- East St. Louis: Insurance costs 0.60% more
- Sauget: Insurance costs 1.37% more
- Washington Park: Insurance costs 0.44% less
- Cahokia: Insurance costs 4.66% less
- Fairmont City: Insurance costs 8.56% less
- Fairview Heights: Insurance costs 14.15% less
- Brooklyn: Insurance costs 6.20% less
- Lovejoy: Insurance costs 7.62% less
- Caseyville: Insurance costs 17.55% less
Cities with Similar Populations
- Brownstown: Insurance costs 36.42% less
- Paris: Insurance costs 7.57% less
- Dryden: Insurance costs 64.40% more
- Parsons: Insurance costs 25.89% less
- Dryden: Insurance costs 11.79% more
- Burnettown: Insurance costs 13.06% less
- Burgettstown: Insurance costs 22.33% less
- Bunkie: Insurance costs 72.02% more
- Bulls Gap: Insurance costs 25.84% less
- Bucksport: Insurance costs 46.90% less