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Get Cheap Car Insurance in Chabot Park, Oakland, CA
We monitor insurance prices, helping the average driver in Chabot Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Chabot Park
The chart below shows the cheapest car insurance company in Chabot Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Chabot Park Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Chabot Park Driver
Based on our extensive insurance data, we know the average Chabot Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $725 per year by choosing the right vehicle insurance company. Some Chabot Park residents are paying out over $2,268 extra every year for auto insurance in Chabot Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chabot Park, Oakland, CA Savings / Yr. |
|---|---|
$725 |
|
$1,328 |
|
$1,050 |
|
$1,845 |
|
$948 |
|
$411 |
|
$0 |
Chabot Park Car Insurance vs. Oakland
People living in Chabot Park pay an average of 12.93% more than the typical driver in the state. The average driver in Chabot Park can expect to pay about $1,062 per year, or $2,268 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chabot Park for most people.
Car Insurance Prices by Chabot Park Neighborhood
Insurance Prices
Where is insurance cheapest within Chabot Park?
The map shows insurance prices in and around Chabot Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $593 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,508 to a low of $1,915. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Chabot Park.Pick the Best Car Insurance Company for You in Chabot Park
The best car insurance provider for most drivers in Chabot Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $725 over the average Chabot Park car insurance company.
The best car insurance provider for Chabot Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,328 over the competition.
The best car insurance company for Chabot Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,050 better than other car insurance companies.
The best auto insurance for Chabot Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,845 less each year.
The least expensive car insurance company for new and young drivers in Chabot Park
In Chabot Park, State Farm costs young drivers $948 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chabot Park
Progressive gave the largest car insurance discounts to married couples, averaging $411 saved each year compared to an average Chabot Park couple's premiums.
The cheapest car insurance in Chabot Park for drivers with bad credit
The best Chabot Park car insurance company for customer service
Nationwide was the best company for customer service in Chabot Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Chabot Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Chabot Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chabot Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Chabot Park
What Influences the Cost of Car Insurance in Chabot Park?
On average, car insurance in Chabot Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Chabot Park is 39 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chabot Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Chabot Park is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chabot Park is $88 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Estudillo Estates-Glen: Insurance costs 0.31% less
- Sequoyah: Insurance costs 2.51% more
- Durant Manor: Insurance costs 4.28% more
- Iveywood: Insurance costs 6.08% more
- Assumption Parish: Insurance costs 1.59% less
- Castlemont: Insurance costs 7.14% more
- Cox: Insurance costs 6.13% more
- Old San Leandro: Insurance costs 1.85% more
- North Stonehurst: Insurance costs 5.78% more
- Webster: Insurance costs 8.11% more
Neighborhoods with Similar Populations
- Silver Rock: Insurance costs 9.48% less
- Roselawn: Insurance costs 2.82% less
- Schenley: Insurance costs 48.46% less
- Gresham-City Central: Insurance costs 19.53% less
- Schnitzelburg: Insurance costs 5.82% less
- Greenfield: Insurance costs 6.35% less
- Park City: Insurance costs 27.38% less
- Grantley: Insurance costs 40.74% less
- Govalle: Insurance costs 14.81% less
- Sequoyah: Insurance costs 2.51% more