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Get Cheap Car Insurance in Chamberlain, ME
We monitor insurance prices, helping the average driver in Chamberlain save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Chamberlain
The chart below shows the cheapest car insurance company in Chamberlain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Chamberlain Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Chamberlain Driver
Based on our extensive insurance data, we know the average Chamberlain driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $230 per year by choosing the right vehicle insurance company. Some Chamberlain residents are paying out over $943 extra every year for auto insurance in Chamberlain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chamberlain, ME Savings / Yr. |
|---|---|
$230 |
|
$327 |
|
$296 |
|
$301 |
|
$958 |
|
$199 |
|
$421 |
Chamberlain Car Insurance vs. Maine
People living in Chamberlain pay an average of 0.28% less than the typical driver in the state. The average driver in Chamberlain can expect to pay about $526 per year, or $943 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Chamberlain for most people.
Car Insurance Prices by Chamberlain Neighborhood
Insurance Prices
Where is insurance cheapest within Chamberlain?
The map shows insurance prices in and around Chamberlain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $947 to a low of $929. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Chamberlain.Pick the Best Car Insurance Company for You in Chamberlain
The best car insurance provider for most drivers in Chamberlain
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $230 over the average Chamberlain car insurance company.
The best car insurance provider for Chamberlain drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $327 over the competition.
The best car insurance company for Chamberlain drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $296 better than other car insurance companies.
The best auto insurance for Chamberlain drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $301 less each year.
The least expensive car insurance company for new and young drivers in Chamberlain
In Chamberlain, Concord Group Insurance costs young drivers $958 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chamberlain
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $199 saved each year compared to an average Chamberlain couple's premiums.
The cheapest car insurance in Chamberlain for drivers with bad credit
The best Chamberlain car insurance company for customer service
Nationwide was the best company for customer service in Chamberlain according to the NAIC.
Recent price drops
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The cheapest large national provider in Chamberlain
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Chamberlain driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chamberlain, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Chamberlain
What Influences the Cost of Car Insurance in Chamberlain?
On average, car insurance in Chamberlain is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chamberlain is 28 minutes, which is a little less than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chamberlain are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Chamberlain is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chamberlain is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pemaquid Harbor: Insurance costs 0.42% more
- Pemaquid: Insurance costs 0.32% more
- New Harbor: Insurance costs 1.38% less
- Round Pond: Insurance costs 0.95% more
- South Bristol: Insurance costs 0.42% less
- Walpole: Insurance costs 0.42% less
- East Boothbay: Insurance costs 1.38% more
- Bristol: Insurance costs 1.27% more
- Boothbay: Insurance costs 0.53% more
- Boothbay Harbor: Insurance costs 0.74% less
Cities with Similar Populations
- Eldred: Insurance costs 147.72% more
- Cox: Insurance costs 75.29% more
- Craftsbury Common: Insurance costs 28.31% more
- Cranesville: Insurance costs 122.80% more
- Crossroads: Insurance costs 44.33% more
- Crow Wing: Insurance costs 67.44% more
- Cutting: Insurance costs 125.13% more
- Daufuskie Island: Insurance costs 68.82% more
- Dix: Insurance costs 54.93% more
- Dorrance: Insurance costs 43.80% more