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Get Cheap Car Insurance in Chapel Hill, AR
We monitor insurance prices, helping the average driver in Chapel Hill save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Chapel Hill
The chart below shows the cheapest car insurance company in Chapel Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Chapel Hill Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $58 |
| Jupiter | $59 |
Savings for Every Kind of Chapel Hill Driver
Based on our extensive insurance data, we know the average Chapel Hill driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $334 per year by choosing the right vehicle insurance company. Some Chapel Hill residents are paying out over $1,688 extra every year for auto insurance in Chapel Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chapel Hill, AR Savings / Yr. |
|---|---|
$334 |
|
$592 |
|
$476 |
|
$733 |
|
$1,895 |
|
$336 |
|
$470 |
Chapel Hill Car Insurance vs. Arkansas
People living in Chapel Hill pay an average of 0.30% more than the typical driver in the state. The average driver in Chapel Hill can expect to pay about $914 per year, or $1,688 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Chapel Hill for most people.
Car Insurance Prices by Chapel Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Chapel Hill?
The map shows insurance prices in and around Chapel Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,688 to a low of $1,688. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Chapel Hill.Pick the Best Car Insurance Company for You in Chapel Hill
The best car insurance provider for most drivers in Chapel Hill
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $334 over the average Chapel Hill car insurance company.
The best car insurance provider for Chapel Hill drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $592 over the competition.
The best car insurance company for Chapel Hill drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $476 better than other car insurance companies.
The best auto insurance for Chapel Hill drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $733 less each year.
The least expensive car insurance company for new and young drivers in Chapel Hill
In Chapel Hill, Farm Bureau costs young drivers $1,895 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chapel Hill
Farm Bureau gave the largest car insurance discounts to married couples, averaging $336 saved each year compared to an average Chapel Hill couple's premiums.
The cheapest car insurance in Chapel Hill for drivers with bad credit
The best Chapel Hill car insurance company for customer service
Nationwide was the best company for customer service in Chapel Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Chapel Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Chapel Hill driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chapel Hill, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Chapel Hill
What Influences the Cost of Car Insurance in Chapel Hill?
On average, car insurance in Chapel Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chapel Hill is 32 minutes, which is about the national average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chapel Hill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Chapel Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chapel Hill is $76 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Process City: Insurance costs 0.71% less
- DeQueen: Insurance costs 1.60% more
- West Otis: Insurance costs the same
- Kellum: Insurance costs the same
- Horatio: Insurance costs 0.12% more
- Pullman: Insurance costs 1.60% less
- Neal Springs: Insurance costs 0.24% less
- Walnut Springs: Insurance costs 1.36% more
- Geneva: Insurance costs 3.02% less
- Red Wing: Insurance costs 3.02% less
Cities with Similar Populations
- Rockwood: Insurance costs 12.97% less
- Richey: Insurance costs 2.61% less
- Rinehart: Insurance costs 11.20% less
- Riverside: Insurance costs 14.63% less
- Riverside: Insurance costs 8.59% less
- Swans Island: Insurance costs 43.54% less
- Robbinston: Insurance costs 43.13% less
- Vasco: Insurance costs 3.61% less
- Hagedorns Mills: Insurance costs 24.11% more
- Rockton: Insurance costs 32.35% less