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Get Cheap Car Insurance in Charlestown, OH
We monitor insurance prices, helping the average driver in Charlestown save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Charlestown
The chart below shows the cheapest car insurance company in Charlestown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Charlestown Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $47 |
| Mile Auto | $49 |
Savings for Every Kind of Charlestown Driver
Based on our extensive insurance data, we know the average Charlestown driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $289 per year by choosing the right vehicle insurance company. Some Charlestown residents are paying out over $1,093 extra every year for auto insurance in Charlestown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Charlestown, OH Savings / Yr. |
|---|---|
$289 |
|
$491 |
|
$415 |
|
$443 |
|
$1,061 |
|
$301 |
|
$423 |
Charlestown Car Insurance vs. Ohio
People living in Charlestown pay an average of 2.74% less than the typical driver in the state. The average driver in Charlestown can expect to pay about $738 per year, or $1,093 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Charlestown for most people.
Car Insurance Prices by Charlestown Neighborhood
Insurance Prices
Where is insurance cheapest within Charlestown?
The map shows insurance prices in and around Charlestown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $5 per year within the city boundaries, with insurance premiums ranging from a high of $1,094 to a low of $1,089. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Charlestown.Pick the Best Car Insurance Company for You in Charlestown
The best car insurance provider for most drivers in Charlestown
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $289 over the average Charlestown car insurance company.
The best car insurance provider for Charlestown drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $491 over the competition.
The best car insurance company for Charlestown drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $415 better than other car insurance companies.
The best auto insurance for Charlestown drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $443 less each year.
The least expensive car insurance company for new and young drivers in Charlestown
In Charlestown, Geico costs young drivers $1,061 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Charlestown
State Farm gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average Charlestown couple's premiums.
The cheapest car insurance in Charlestown for drivers with bad credit
The best Charlestown car insurance company for customer service
Nationwide was the best company for customer service in Charlestown according to the NAIC.
Recent price drops
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The cheapest large national provider in Charlestown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Charlestown driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Charlestown, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Charlestown
What Influences the Cost of Car Insurance in Charlestown?
On average, car insurance in Charlestown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Charlestown is 33 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Charlestown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Charlestown has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Charlestown is $62 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wayland: Insurance costs 1.83% more
- Campbellsport: Insurance costs 0.46% more
- Freedom: Insurance costs 1.10% more
- Ravenna: Insurance costs 2.01% more
- Rootstown: Insurance costs 1.10% more
- Palmyra: Insurance costs 1.19% more
- McClintocksburg: Insurance costs 1.83% more
- Diamond: Insurance costs 1.56% more
- Shalersville: Insurance costs 0.91% more
- Windham: Insurance costs 0.91% more
Cities with Similar Populations
- Hillsboro: Insurance costs 10.06% more
- Headrick: Insurance costs 53.25% more
- Hebron: Insurance costs 40.81% more
- Henderson Harbor: Insurance costs 89.20% more
- Hepler: Insurance costs 41.45% more
- Silver Lake: Insurance costs 11.25% more
- Hermitage: Insurance costs 95.24% more
- Silver Ford Heights: Insurance costs 19.30% more
- Hildebrand: Insurance costs 26.81% more
- Hazelwood: Insurance costs 39.62% more