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Get Cheap Car Insurance in Chesilhurst, NJ
We monitor insurance prices, helping the average driver in Chesilhurst save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Chesilhurst
The chart below shows the cheapest car insurance company in Chesilhurst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Chesilhurst Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Geico | $64 |
| Plymouth Rock Assurance | $79 |
| NJM | $93 |
Savings for Every Kind of Chesilhurst Driver
Based on our extensive insurance data, we know the average Chesilhurst driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $488 per year by choosing the right vehicle insurance company. Some Chesilhurst residents are paying out over $1,860 extra every year for auto insurance in Chesilhurst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chesilhurst, NJ Savings / Yr. |
|---|---|
$488 |
|
$904 |
|
$694 |
|
$599 |
|
$2,406 |
|
$469 |
|
$729 |
Chesilhurst Car Insurance vs. New Jersey
People living in Chesilhurst pay an average of 2.42% more than the typical driver in the state. The average driver in Chesilhurst can expect to pay about $1,109 per year, or $1,860 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Chesilhurst for most people.
Car Insurance Prices by Chesilhurst Neighborhood
Insurance Prices
Where is insurance cheapest within Chesilhurst?
The map shows insurance prices in and around Chesilhurst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $153 per year within the city boundaries, with insurance premiums ranging from a high of $1,902 to a low of $1,749. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Chesilhurst.Pick the Best Car Insurance Company for You in Chesilhurst
The best car insurance provider for most drivers in Chesilhurst
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $488 over the average Chesilhurst car insurance company.
The best car insurance provider for Chesilhurst drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $904 over the competition.
The best car insurance company for Chesilhurst drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $694 better than other car insurance companies.
The best auto insurance for Chesilhurst drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $599 less each year.
The least expensive car insurance company for new and young drivers in Chesilhurst
In Chesilhurst, Geico costs young drivers $2,406 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chesilhurst
Geico gave the largest car insurance discounts to married couples, averaging $469 saved each year compared to an average Chesilhurst couple's premiums.
The cheapest car insurance in Chesilhurst for drivers with bad credit
The best Chesilhurst car insurance company for customer service
Nationwide was the best company for customer service in Chesilhurst according to the NAIC.
Recent price drops
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The cheapest large national provider in Chesilhurst
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chesilhurst driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chesilhurst, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Chesilhurst
What Influences the Cost of Car Insurance in Chesilhurst?
On average, car insurance in Chesilhurst is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chesilhurst is 38 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chesilhurst are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Chesilhurst has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chesilhurst is $92 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Waterford Works: Insurance costs 4.78% less
- Atco: Insurance costs 3.92% less
- Braddock: Insurance costs 3.87% less
- Crowfoot: Insurance costs 6.99% less
- Elm: Insurance costs 5.38% less
- Berlin: Insurance costs 2.42% less
- Winslow: Insurance costs 3.87% less
- Sicklerville: Insurance costs 3.71% more
- West Berlin: Insurance costs 1.88% less
- Pine Valley: Insurance costs 1.77% less
Cities with Similar Populations
- Cherry Valley: Insurance costs 9.89% less
- Adena: Insurance costs 39.73% less
- Tarkio: Insurance costs 4.46% less
- Montreal: Insurance costs 4.41% less
- Minturn: Insurance costs 1.40% less
- Milford: Insurance costs 21.08% less
- McKenney: Insurance costs 33.55% less
- Mc Henry: Insurance costs 4.68% less
- Marcola: Insurance costs 25.43% less
- Mahomet: Insurance costs 13.71% less