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Get Cheap Car Insurance in Chester Heights, PA
We monitor insurance prices, helping the average driver in Chester Heights save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Chester Heights
The chart below shows the cheapest car insurance company in Chester Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Chester Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $51 |
| Metromile | $51 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of Chester Heights Driver
Based on our extensive insurance data, we know the average Chester Heights driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $389 per year by choosing the right vehicle insurance company. Some Chester Heights residents are paying out over $1,386 extra every year for auto insurance in Chester Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chester Heights, PA Savings / Yr. |
|---|---|
$389 |
|
$688 |
|
$526 |
|
$627 |
|
$1,605 |
|
$278 |
|
$497 |
Chester Heights Car Insurance vs. Pennsylvania
People living in Chester Heights pay an average of 2.83% less than the typical driver in the state. The average driver in Chester Heights can expect to pay about $859 per year, or $1,386 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chester Heights for most people.
Car Insurance Prices by Chester Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Chester Heights?
The map shows insurance prices in and around Chester Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $1,393 to a low of $1,376. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Chester Heights.Pick the Best Car Insurance Company for You in Chester Heights
The best car insurance provider for most drivers in Chester Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $389 over the average Chester Heights car insurance company.
The best car insurance provider for Chester Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $688 over the competition.
The best car insurance company for Chester Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $526 better than other car insurance companies.
The best auto insurance for Chester Heights drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $627 less each year.
The least expensive car insurance company for new and young drivers in Chester Heights
In Chester Heights, Travelers costs young drivers $1,605 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chester Heights
State Farm gave the largest car insurance discounts to married couples, averaging $278 saved each year compared to an average Chester Heights couple's premiums.
The cheapest car insurance in Chester Heights for drivers with bad credit
The best Chester Heights car insurance company for customer service
Nationwide was the best company for customer service in Chester Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Chester Heights
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Chester Heights driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chester Heights, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Chester Heights
What Influences the Cost of Car Insurance in Chester Heights?
On average, car insurance in Chester Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chester Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Chester Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chester Heights is $72 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Glen Mills: Insurance costs 2.45% more
- Lima: Insurance costs 1.52% more
- Aston: Insurance costs 1.66% more
- Garnet Valley: Insurance costs 3.39% more
- Thornton: Insurance costs 1.80% more
- Cheyney: Insurance costs 0.87% more
- Media: Insurance costs 2.38% more
- Marcus Hook: Insurance costs 2.16% more
- Boothwyn: Insurance costs 9.74% more
- Brookhaven: Insurance costs 7.72% more
Cities with Similar Populations
- Ackerman: Insurance costs 20.71% more
- Woodland: Insurance costs 10.53% more
- White Springs: Insurance costs 73.38% more
- Vienna: Insurance costs 4.04% more
- Verona: Insurance costs 49.93% more
- River Bend: Insurance costs 14.65% less
- Reidville: Insurance costs 14.36% more
- Racine: Insurance costs 15.37% less
- Pulaski: Insurance costs 2.38% less
- Pleasantville: Insurance costs 10.82% less