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Get Cheap Car Insurance in Chesterfield, IN
We monitor insurance prices, helping the average driver in Chesterfield save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Chesterfield
The chart below shows the cheapest car insurance company in Chesterfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Chesterfield Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $44 |
| State Farm | $48 |
| Safe Auto | $48 |
| Travelers | $48 |
Savings for Every Kind of Chesterfield Driver
Based on our extensive insurance data, we know the average Chesterfield driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $346 per year by choosing the right vehicle insurance company. Some Chesterfield residents are paying out over $1,189 extra every year for auto insurance in Chesterfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chesterfield, IN Savings / Yr. |
|---|---|
$346 |
|
$541 |
|
$439 |
|
$309 |
|
$622 |
|
$266 |
|
$379 |
Chesterfield Car Insurance vs. Indiana
People living in Chesterfield pay an average of 2.73% less than the typical driver in the state. The average driver in Chesterfield can expect to pay about $737 per year, or $1,189 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Chesterfield for most people.
Car Insurance Prices by Chesterfield Neighborhood
Insurance Prices
Where is insurance cheapest within Chesterfield?
The map shows insurance prices in and around Chesterfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $1,201 to a low of $1,173. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Chesterfield.Pick the Best Car Insurance Company for You in Chesterfield
The best car insurance provider for most drivers in Chesterfield
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $346 over the average Chesterfield car insurance company.
The best car insurance provider for Chesterfield drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $541 over the competition.
The best car insurance company for Chesterfield drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $439 better than other car insurance companies.
The best auto insurance for Chesterfield drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $309 less each year.
The least expensive car insurance company for new and young drivers in Chesterfield
In Chesterfield, State Farm costs young drivers $622 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chesterfield
State Farm gave the largest car insurance discounts to married couples, averaging $266 saved each year compared to an average Chesterfield couple's premiums.
The cheapest car insurance in Chesterfield for drivers with bad credit
The best Chesterfield car insurance company for customer service
Nationwide was the best company for customer service in Chesterfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Chesterfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Chesterfield driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chesterfield, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Chesterfield
What Influences the Cost of Car Insurance in Chesterfield?
On average, car insurance in Chesterfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chesterfield is 33 minutes, which is about the national average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chesterfield are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Chesterfield is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chesterfield is $61 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Daleville: Insurance costs 1.26% less
- Anderson: Insurance costs 3.62% more
- Middletown: Insurance costs 0.67% less
- Woodlawn Heights: Insurance costs 4.79% more
- Edgewood: Insurance costs 1.26% more
- Yorktown: Insurance costs 2.61% less
- Progress: Insurance costs 2.02% less
- Honey Creek: Insurance costs 1.01% less
- Markleville: Insurance costs 0.42% more
- Moonville: Insurance costs 3.11% less
Cities with Similar Populations
- Deposit: Insurance costs 80.24% more
- Loretto: Insurance costs 34.31% more
- Boomer: Insurance costs 3.11% more
- Lost Hills: Insurance costs 57.36% more
- Marmaduke: Insurance costs 40.79% more
- Melbourne: Insurance costs 70.73% more
- Nehalem: Insurance costs 21.11% more
- Odum: Insurance costs 36.33% more
- Omaha: Insurance costs 36.75% more
- Ord: Insurance costs 18.84% more