Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Chimes, AR
We monitor insurance prices, helping the average driver in Chimes save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Chimes
The chart below shows the cheapest car insurance company in Chimes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Chimes Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of Chimes Driver
Based on our extensive insurance data, we know the average Chimes driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $332 per year by choosing the right vehicle insurance company. Some Chimes residents are paying out over $1,677 extra every year for auto insurance in Chimes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chimes, AR Savings / Yr. |
|---|---|
$332 |
|
$588 |
|
$473 |
|
$729 |
|
$1,883 |
|
$334 |
|
$467 |
Chimes Car Insurance vs. Arkansas
People living in Chimes pay an average of 0.33% less than the typical driver in the state. The average driver in Chimes can expect to pay about $908 per year, or $1,677 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Chimes for most people.
Car Insurance Prices by Chimes Neighborhood
Insurance Prices
Where is insurance cheapest within Chimes?
The map shows insurance prices in and around Chimes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the city boundaries, with insurance premiums ranging from a high of $1,777 to a low of $1,658. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Chimes.Pick the Best Car Insurance Company for You in Chimes
The best car insurance provider for most drivers in Chimes
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $332 over the average Chimes car insurance company.
The best car insurance provider for Chimes drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for Chimes drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $473 better than other car insurance companies.
The best auto insurance for Chimes drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $729 less each year.
The least expensive car insurance company for new and young drivers in Chimes
In Chimes, Farm Bureau costs young drivers $1,883 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chimes
Farm Bureau gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average Chimes couple's premiums.
The cheapest car insurance in Chimes for drivers with bad credit
The best Chimes car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Chimes, which was better than other insurers.
The cheapest large national provider in Chimes
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Chimes driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chimes, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Chimes
What Influences the Cost of Car Insurance in Chimes?
On average, car insurance in Chimes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chimes are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Chimes has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chimes is $76 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tilly: Insurance costs 0.83% less
- Woolum: Insurance costs 0.95% less
- Rex: Insurance costs 5.96% more
- Witts Springs: Insurance costs 1.07% more
- Lost Corner: Insurance costs 2.74% more
- Smyrna: Insurance costs 1.85% less
- Rocky Hill: Insurance costs 1.01% less
- Crabtree: Insurance costs 1.67% less
- Dennard: Insurance costs 0.89% less
- Moore: Insurance costs 1.37% less
Cities with Similar Populations
- Newald: Insurance costs 30.95% less
- Maynard: Insurance costs 34.70% less
- Mc Bride: Insurance costs 5.25% more
- Mc Kittrick: Insurance costs 9.18% more
- McCarthy: Insurance costs 17.23% less
- Morrisvale: Insurance costs 2.50% less
- Nella: Insurance costs 1.37% less
- New Era: Insurance costs 19.50% less
- New Lands: Insurance costs 26.36% less
- New Maysville: Insurance costs 30.23% less