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Get Cheap Car Insurance in Chimney Point, VT
We monitor insurance prices, helping the average driver in Chimney Point save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Chimney Point
The chart below shows the cheapest car insurance company in Chimney Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Chimney Point Insurer | Monthly Cost |
|---|---|
| Kemper | $32 |
| State Farm | $38 |
| Safeco Insurance | $43 |
| Concord Group Insurance | $48 |
Savings for Every Kind of Chimney Point Driver
Based on our extensive insurance data, we know the average Chimney Point driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $296 per year by choosing the right vehicle insurance company. Some Chimney Point residents are paying out over $1,165 extra every year for auto insurance in Chimney Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chimney Point, VT Savings / Yr. |
|---|---|
$296 |
|
$553 |
|
$352 |
|
$541 |
|
$1,068 |
|
$301 |
|
$519 |
Chimney Point Car Insurance vs. Vermont
People living in Chimney Point pay an average of 4.50% less than the typical driver in the state. The average driver in Chimney Point can expect to pay about $641 per year, or $1,165 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Chimney Point for most people.
Car Insurance Prices by Chimney Point Neighborhood
Insurance Prices
Where is insurance cheapest within Chimney Point?
The map shows insurance prices in and around Chimney Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $1,166 to a low of $1,160. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Chimney Point.Pick the Best Car Insurance Company for You in Chimney Point
The best car insurance provider for most drivers in Chimney Point
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $296 over the average Chimney Point car insurance company.
The best car insurance provider for Chimney Point drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $553 over the competition.
The best car insurance company for Chimney Point drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $352 better than other car insurance companies.
The best auto insurance for Chimney Point drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $541 less each year.
The least expensive car insurance company for new and young drivers in Chimney Point
In Chimney Point, Concord Group Insurance costs young drivers $1,068 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chimney Point
State Farm gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average Chimney Point couple's premiums.
The cheapest car insurance in Chimney Point for drivers with bad credit
The best Chimney Point car insurance company for customer service
Nationwide was the best company for customer service in Chimney Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Chimney Point
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Chimney Point driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chimney Point, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Chimney Point
What Influences the Cost of Car Insurance in Chimney Point?
On average, car insurance in Chimney Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chimney Point are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Chimney Point has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chimney Point is $53 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Addison: Insurance costs 0.09% more
- Bridport: Insurance costs 0.43% less
- Port Henry: Insurance costs 81.03% more
- Cream Hill: Insurance costs 0.43% less
- Factoryville: Insurance costs 85.58% more
- West Bridport: Insurance costs 0.26% less
- Crown Point: Insurance costs 84.89% more
- Moriah: Insurance costs 78.88% more
- Weybridge Hill: Insurance costs 0.60% less
- Moriah Center: Insurance costs 78.97% more
Cities with Similar Populations
- Prentiss: Insurance costs 20.26% less
- Putnam: Insurance costs 31.50% more
- Purvis Still: Insurance costs 108.93% more
- Vulcan: Insurance costs 23.26% more
- Purdum: Insurance costs 28.93% more
- Helmville: Insurance costs 34.59% more
- Prudence Island: Insurance costs 93.48% more
- Prestwick: Insurance costs 35.11% more
- Preston: Insurance costs 3.18% less
- Pyriton: Insurance costs 30.47% more