Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cimarron Hills, CO
We monitor insurance prices, helping the average driver in Cimarron Hills save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Cimarron Hills
The chart below shows the cheapest car insurance company in Cimarron Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Cimarron Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Bristol West | $81 |
| Safeco Insurance | $83 |
| Geico | $85 |
Savings for Every Kind of Cimarron Hills Driver
Based on our extensive insurance data, we know the average Cimarron Hills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $432 per year by choosing the right vehicle insurance company. Some Cimarron Hills residents are paying out over $2,017 extra every year for auto insurance in Cimarron Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cimarron Hills, CO Savings / Yr. |
|---|---|
$432 |
|
$770 |
|
$620 |
|
$663 |
|
$1,961 |
|
$520 |
|
$761 |
Cimarron Hills Car Insurance vs. Colorado
People living in Cimarron Hills pay an average of 6.71% more than the typical driver in the state. The average driver in Cimarron Hills can expect to pay about $1,178 per year, or $2,017 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Cimarron Hills for most people.
Car Insurance Prices by Cimarron Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Cimarron Hills?
The map shows insurance prices in and around Cimarron Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $229 per year within the city boundaries, with insurance premiums ranging from a high of $2,115 to a low of $1,886. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Cimarron Hills.Pick the Best Car Insurance Company for You in Cimarron Hills
The best car insurance provider for most drivers in Cimarron Hills
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $432 over the average Cimarron Hills car insurance company.
The best car insurance provider for Cimarron Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $770 over the competition.
The best car insurance company for Cimarron Hills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $620 better than other car insurance companies.
The best auto insurance for Cimarron Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $663 less each year.
The least expensive car insurance company for new and young drivers in Cimarron Hills
In Cimarron Hills, State Farm costs young drivers $1,961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cimarron Hills
State Farm gave the largest car insurance discounts to married couples, averaging $520 saved each year compared to an average Cimarron Hills couple's premiums.
The cheapest car insurance in Cimarron Hills for drivers with bad credit
The best Cimarron Hills car insurance company for customer service
Nationwide was the best company for customer service in Cimarron Hills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cimarron Hills, which was better than other insurers.
The cheapest large national provider in Cimarron Hills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cimarron Hills driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cimarron Hills, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Cimarron Hills
What Influences the Cost of Car Insurance in Cimarron Hills?
On average, car insurance in Cimarron Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cimarron Hills is 30 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cimarron Hills are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Cimarron Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cimarron Hills is $98 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Colorado Springs: Insurance costs 4.36% less
- Stratmoor: Insurance costs 3.27% less
- Security-Widefield: Insurance costs 0.55% more
- Peyton: Insurance costs 3.42% less
- Fort Carson: Insurance costs 2.93% less
- Manitou Springs: Insurance costs 6.89% less
- Fountain: Insurance costs 0.45% less
- Air Force Academy: Insurance costs 1.74% less
- Black Forest: Insurance costs 4.26% less
- Elbert: Insurance costs 3.67% less
Cities with Similar Populations
- Canby: Insurance costs 21.86% less
- Tysons Corner: Insurance costs 34.90% less
- Tullahoma: Insurance costs 33.86% less
- Chowchilla: Insurance costs 1.69% less
- Chalfont: Insurance costs 30.49% less
- Chagrin Falls: Insurance costs 45.41% less
- Centerville: Insurance costs 45.36% less
- Canton: Insurance costs 16.36% less
- Union Hill-Novelty Hill: Insurance costs 24.05% less
- Canandaigua: Insurance costs 4.61% more