Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Circleville, NY
We monitor insurance prices, helping the average driver in Circleville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Circleville
The chart below shows the cheapest car insurance company in Circleville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Circleville Insurer | Monthly Cost |
|---|---|
| Kemper | $88 |
| Plymouth Rock Assurance | $117 |
| Safeco Insurance | $126 |
| Geico | $131 |
Savings for Every Kind of Circleville Driver
Based on our extensive insurance data, we know the average Circleville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $713 per year by choosing the right vehicle insurance company. Some Circleville residents are paying out over $2,391 extra every year for auto insurance in Circleville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Circleville, NY Savings / Yr. |
|---|---|
$713 |
|
$455 |
|
$908 |
|
$919 |
|
$2,251 |
|
$753 |
|
$1,200 |
Circleville Car Insurance vs. New York
People living in Circleville pay an average of 1.39% less than the typical driver in the state. The average driver in Circleville can expect to pay about $1,734 per year, or $2,391 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Circleville for most people.
Car Insurance Prices by Circleville Neighborhood
Insurance Prices
Where is insurance cheapest within Circleville?
The map shows insurance prices in and around Circleville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $117 per year within the city boundaries, with insurance premiums ranging from a high of $2,428 to a low of $2,311. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Circleville.Pick the Best Car Insurance Company for You in Circleville
The best car insurance provider for most drivers in Circleville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $713 over the average Circleville car insurance company.
The best car insurance provider for Circleville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $455 over the competition.
The best car insurance company for Circleville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $908 better than other car insurance companies.
The best auto insurance for Circleville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $919 less each year.
The least expensive car insurance company for new and young drivers in Circleville
In Circleville, Progressive costs young drivers $2,251 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Circleville
Progressive gave the largest car insurance discounts to married couples, averaging $753 saved each year compared to an average Circleville couple's premiums.
The cheapest car insurance in Circleville for drivers with bad credit
The best Circleville car insurance company for customer service
Nationwide was the best company for customer service in Circleville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Circleville, which was better than other insurers.
The cheapest large national provider in Circleville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Circleville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Circleville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Circleville
What Influences the Cost of Car Insurance in Circleville?
On average, car insurance in Circleville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Circleville is 34 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Circleville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Circleville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Circleville is $145 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bullville: Insurance costs 0.25% less
- Scotchtown: Insurance costs 10.00% more
- Bloomingburg: Insurance costs 1.67% less
- Thompson Ridge: Insurance costs 0.59% less
- Collabar: Insurance costs 1.76% less
- Mechanicstown: Insurance costs 11.71% more
- Kaisertown: Insurance costs 0.79% less
- Middletown: Insurance costs 6.69% more
- Burlingham: Insurance costs 0.71% less
- High View: Insurance costs 2.13% less
Cities with Similar Populations
- Yoder: Insurance costs 16.98% less
- Avery: Insurance costs 28.73% less
- Wickes: Insurance costs 31.03% less
- Bancroft: Insurance costs 35.76% less
- Chestatee: Insurance costs 24.59% less
- Walton: Insurance costs 42.45% less
- Bomoseen: Insurance costs 51.11% less
- North Prairie: Insurance costs 32.46% less
- Mount Hood Village: Insurance costs 35.05% less
- Myton: Insurance costs 42.45% less