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Get Cheap Car Insurance in Clarkes, OR
We monitor insurance prices, helping the average driver in Clarkes save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Clarkes
The chart below shows the cheapest car insurance company in Clarkes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Clarkes Insurer | Monthly Cost |
|---|---|
| Metromile | $69 |
| State Farm | $69 |
| Country Financial | $77 |
| Travelers | $80 |
Savings for Every Kind of Clarkes Driver
Based on our extensive insurance data, we know the average Clarkes driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $510 per year by choosing the right vehicle insurance company. Some Clarkes residents are paying out over $1,605 extra every year for auto insurance in Clarkes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clarkes, OR Savings / Yr. |
|---|---|
$510 |
|
$759 |
|
$618 |
|
$695 |
|
$1,844 |
|
$498 |
|
$594 |
Clarkes Car Insurance vs. Oregon
People living in Clarkes pay an average of 6.42% more than the typical driver in the state. The average driver in Clarkes can expect to pay about $1,239 per year, or $1,605 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Clarkes for most people.
Car Insurance Prices by Clarkes Neighborhood
Insurance Prices
Where is insurance cheapest within Clarkes?
The map shows insurance prices in and around Clarkes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,605 to a low of $1,605. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Clarkes.Pick the Best Car Insurance Company for You in Clarkes
The best car insurance provider for most drivers in Clarkes
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $510 over the average Clarkes car insurance company.
The best car insurance provider for Clarkes drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $759 over the competition.
The best car insurance company for Clarkes drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $618 better than other car insurance companies.
The best auto insurance for Clarkes drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $695 less each year.
The least expensive car insurance company for new and young drivers in Clarkes
In Clarkes, Country Financial costs young drivers $1,844 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clarkes
State Farm gave the largest car insurance discounts to married couples, averaging $498 saved each year compared to an average Clarkes couple's premiums.
The cheapest car insurance in Clarkes for drivers with bad credit
The best Clarkes car insurance company for customer service
Recent price drops
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The cheapest large national provider in Clarkes
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Clarkes driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clarkes, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Clarkes
What Influences the Cost of Car Insurance in Clarkes?
On average, car insurance in Clarkes is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Clarkes is 46 minutes, which is far more than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clarkes are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Clarkes is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Clarkes is $103 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Viola: Insurance costs 3.55% less
- Beavercreek: Insurance costs 2.62% less
- Currinsville: Insurance costs 0.06% more
- Estacada: Insurance costs 1.06% more
- Eagle Creek: Insurance costs 0.19% less
- Oregon City: Insurance costs 0.37% less
- Mulino: Insurance costs 1.06% less
- Colton: Insurance costs 0.87% less
- Marylhurst: Insurance costs 0.56% less
- Dodge: Insurance costs 0.69% less
Cities with Similar Populations
- Melvin: Insurance costs 3.61% more
- Outlook: Insurance costs 3.30% more
- Grayson: Insurance costs 22.37% less
- Grayton: Insurance costs 7.35% less
- Greece City: Insurance costs 13.77% less
- Green Road: Insurance costs 43.36% more
- Greenbrier: Insurance costs 25.23% less
- Greenbush: Insurance costs 2.93% less
- Greendale: Insurance costs 38.75% more
- Milburn: Insurance costs 8.22% less