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Get Cheap Car Insurance in Clarkesville, GA
We monitor insurance prices, helping the average driver in Clarkesville save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Clarkesville
The chart below shows the cheapest car insurance company in Clarkesville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Clarkesville Insurer | Monthly Cost |
|---|---|
| Travelers | $76 |
| Farm Bureau | $79 |
| State Farm | $86 |
| Progressive | $94 |
Savings for Every Kind of Clarkesville Driver
Based on our extensive insurance data, we know the average Clarkesville driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $363 per year by choosing the right vehicle insurance company. Some Clarkesville residents are paying out over $1,747 extra every year for auto insurance in Clarkesville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clarkesville, GA Savings / Yr. |
|---|---|
$363 |
|
$773 |
|
$534 |
|
$730 |
|
$2,127 |
|
$176 |
|
$751 |
Clarkesville Car Insurance vs. Georgia
People living in Clarkesville pay an average of 1.37% less than the typical driver in the state. The average driver in Clarkesville can expect to pay about $1,162 per year, or $1,747 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Clarkesville for most people.
Car Insurance Prices by Clarkesville Neighborhood
Insurance Prices
Where is insurance cheapest within Clarkesville?
The map shows insurance prices in and around Clarkesville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $83 per year within the city boundaries, with insurance premiums ranging from a high of $1,789 to a low of $1,706. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Clarkesville.Pick the Best Car Insurance Company for You in Clarkesville
The best car insurance provider for most drivers in Clarkesville
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $363 over the average Clarkesville car insurance company.
The best car insurance provider for Clarkesville drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $773 over the competition.
The best car insurance company for Clarkesville drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $534 better than other car insurance companies.
The best auto insurance for Clarkesville drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $730 less each year.
The least expensive car insurance company for new and young drivers in Clarkesville
In Clarkesville, Auto-Owners Insurance costs young drivers $2,127 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clarkesville
Farm Bureau gave the largest car insurance discounts to married couples, averaging $176 saved each year compared to an average Clarkesville couple's premiums.
The cheapest car insurance in Clarkesville for drivers with bad credit
The best Clarkesville car insurance company for customer service
Nationwide was the best company for customer service in Clarkesville according to the NAIC.
Recent price drops
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The cheapest large national provider in Clarkesville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Clarkesville driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clarkesville, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Clarkesville
What Influences the Cost of Car Insurance in Clarkesville?
On average, car insurance in Clarkesville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clarkesville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Clarkesville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Clarkesville is $97 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Habersham: Insurance costs 2.63% less
- Demorest: Insurance costs 1.20% less
- Turnerville: Insurance costs 2.06% less
- Mount Airy: Insurance costs 0.29% less
- Sautee Nacoochee: Insurance costs 0.80% less
- Cornelia: Insurance costs 3.21% more
- Tallulah Falls: Insurance costs 1.26% less
- Lakemont: Insurance costs 2.06% less
- Helen: Insurance costs 0.92% less
- Cleveland: Insurance costs 0.06% less
Cities with Similar Populations
- Lakeland South: Insurance costs 6.75% less
- Panthersville: Insurance costs 33.83% more
- Madras: Insurance costs 19.29% less
- Loudon: Insurance costs 23.53% less
- Long Valley: Insurance costs 1.20% less
- Little Falls: Insurance costs 8.59% more
- Little Falls: Insurance costs 7.04% less
- Little Chute: Insurance costs 39.55% less
- Linganore: Insurance costs 2.69% more
- Leicester: Insurance costs 30.62% less