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Get Cheap Car Insurance in Clayton, SC
We monitor insurance prices, helping the average driver in Clayton save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Clayton
The chart below shows the cheapest car insurance company in Clayton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Clayton Insurer | Monthly Cost |
|---|---|
| Geico | $59 |
| State Farm | $67 |
| Auto-Owners Insurance | $67 |
| Safeco Insurance | $74 |
Savings for Every Kind of Clayton Driver
Based on our extensive insurance data, we know the average Clayton driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Clayton residents are paying out over $1,681 extra every year for auto insurance in Clayton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clayton, SC Savings / Yr. |
|---|---|
$368 |
|
$662 |
|
$559 |
|
$696 |
|
$1,361 |
|
$312 |
|
$405 |
Clayton Car Insurance vs. South Carolina
People living in Clayton pay an average of 3.22% more than the typical driver in the state. The average driver in Clayton can expect to pay about $989 per year, or $1,681 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Clayton for most people.
Car Insurance Prices by Clayton Neighborhood
Insurance Prices
Where is insurance cheapest within Clayton?
The map shows insurance prices in and around Clayton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,681 to a low of $1,681. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Clayton.Pick the Best Car Insurance Company for You in Clayton
The best car insurance provider for most drivers in Clayton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $368 over the average Clayton car insurance company.
The best car insurance provider for Clayton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for Clayton drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $559 better than other car insurance companies.
The best auto insurance for Clayton drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $696 less each year.
The least expensive car insurance company for new and young drivers in Clayton
In Clayton, Geico costs young drivers $1,361 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clayton
Geico gave the largest car insurance discounts to married couples, averaging $312 saved each year compared to an average Clayton couple's premiums.
The cheapest car insurance in Clayton for drivers with bad credit
The best Clayton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Clayton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Clayton driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clayton, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Clayton
What Influences the Cost of Car Insurance in Clayton?
On average, car insurance in Clayton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Clayton is 35 minutes, which is about the national average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clayton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Clayton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Clayton is $82 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shelton: Insurance costs the same
- Tuckertown: Insurance costs 2.86% less
- Salem Crossroads: Insurance costs 0.54% more
- Strother: Insurance costs 0.36% less
- Douglass: Insurance costs 1.78% more
- Blair: Insurance costs 1.61% more
- Dawkins: Insurance costs 0.18% more
- Woodward: Insurance costs 5.18% more
- Whitmire: Insurance costs 1.96% less
- Pomaria: Insurance costs 3.51% less
Cities with Similar Populations
- Sunbeam: Insurance costs 15.41% less
- Gills Rock: Insurance costs 37.54% less
- Stone: Insurance costs 34.15% less
- Stovertown: Insurance costs 33.31% less
- Georgetown: Insurance costs 26.71% less
- Gargatha: Insurance costs 29.03% less
- Galt: Insurance costs 15.35% less
- Stringtown: Insurance costs 22.13% more
- Strong City: Insurance costs 1.90% more
- Galata: Insurance costs 1.96% less