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Get Cheap Car Insurance in Coakley, KY
We monitor insurance prices, helping the average driver in Coakley save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Coakley
The chart below shows the cheapest car insurance company in Coakley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Coakley Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $61 |
| State Farm | $61 |
| Travelers | $90 |
| Geico | $97 |
Savings for Every Kind of Coakley Driver
Based on our extensive insurance data, we know the average Coakley driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $545 per year by choosing the right vehicle insurance company. Some Coakley residents are paying out over $2,156 extra every year for auto insurance in Coakley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Coakley, KY Savings / Yr. |
|---|---|
$545 |
|
$893 |
|
$879 |
|
$889 |
|
$1,760 |
|
$589 |
|
$944 |
Coakley Car Insurance vs. Kentucky
People living in Coakley pay an average of 1.03% more than the typical driver in the state. The average driver in Coakley can expect to pay about $1,110 per year, or $2,156 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Coakley for most people.
Car Insurance Prices by Coakley Neighborhood
Insurance Prices
Where is insurance cheapest within Coakley?
The map shows insurance prices in and around Coakley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $2,158 to a low of $2,137. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Coakley.Pick the Best Car Insurance Company for You in Coakley
The best car insurance provider for most drivers in Coakley
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $545 over the average Coakley car insurance company.
The best car insurance provider for Coakley drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $893 over the competition.
The best car insurance company for Coakley drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $879 better than other car insurance companies.
The best auto insurance for Coakley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $889 less each year.
The least expensive car insurance company for new and young drivers in Coakley
In Coakley, State Farm costs young drivers $1,760 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Coakley
State Farm gave the largest car insurance discounts to married couples, averaging $589 saved each year compared to an average Coakley couple's premiums.
The cheapest car insurance in Coakley for drivers with bad credit
The best Coakley car insurance company for customer service
Recent price drops
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The cheapest large national provider in Coakley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Coakley driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coakley, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Coakley
What Influences the Cost of Car Insurance in Coakley?
On average, car insurance in Coakley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Coakley is 34 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Coakley are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Coakley has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Coakley is $93 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Summersville: Insurance costs 0.05% less
- Linwood: Insurance costs 0.88% less
- Webbs: Insurance costs 0.19% less
- Gabe: Insurance costs 0.19% less
- Pike View: Insurance costs 1.39% less
- Defries: Insurance costs 3.80% less
- Canmer: Insurance costs 4.04% less
- Magnolia: Insurance costs 3.25% less
- Mount Sherman: Insurance costs 2.60% less
- Mac: Insurance costs 1.86% less
Cities with Similar Populations
- Cobre: Insurance costs 5.80% less
- Chatham: Insurance costs 37.20% less
- Chest Springs: Insurance costs 34.55% less
- Chichester: Insurance costs 7.28% more
- China Grove: Insurance costs 30.89% less
- Church Hill: Insurance costs 40.26% less
- Washtucna: Insurance costs 39.10% less
- Washburn: Insurance costs 22.22% less
- Clarence: Insurance costs 36.04% less
- Warnock: Insurance costs 49.77% less