Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Colemansville, KY

We monitor insurance prices, helping the average driver in Colemansville save up to 29.1% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Colemansville

The chart below shows the cheapest car insurance company in Colemansville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.

 
Colemansville Insurer Monthly Cost
Farm Bureau $60
State Farm $60
Travelers $88
Geico $95

Savings for Every Kind of Colemansville Driver

The table shows how much the average auto insurance customer in Colemansville might save by following our recommendations.

Based on our extensive insurance data, we know the average Colemansville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $536 per year by choosing the right vehicle insurance company. Some Colemansville residents are paying out over $2,122 extra every year for auto insurance in Colemansville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Colemansville Car Insurance vs. Kentucky

People living in Colemansville pay an average of 0.58% less than the typical driver in the state. The average driver in Colemansville can expect to pay about $1,093 per year, or $2,122 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Colemansville for most people.

Car Insurance Prices by Colemansville Neighborhood

Colemansville, KY map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Colemansville?

The map shows insurance prices in and around Colemansville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,122 to a low of $2,122. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Colemansville.

Pick the Best Car Insurance Company for You in Colemansville

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Colemansville insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Colemansville

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $536 over the average Colemansville car insurance company.

Visit Site

We use the average good driver, paying $132 per month, as our baseline for pricing in Colemansville. State Farm, Farm Bureau, and Westfield are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Colemansville drivers with accidents on their records

In Colemansville getting into an accident will raise premiums an average 30% for a yearly cost of $3,045. That's $924 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $879 over the competition.

Visit Site

The best car insurance company for Colemansville drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $865 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Colemansville, tickets raise premiums on new quotes about $606. If you have a speeding ticket, we recommend State Farm, Geico, and Farm Bureau for savings that beat the average insurance cost of $2,728 per year.

The best auto insurance for Colemansville drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,438 per year in auto insurance premiums, which was $1,316 more than a driver with no major issues. State Farm, Progressive, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $875 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Colemansville

In Colemansville, State Farm costs young drivers $1,732 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Colemansville. With an average cost of $6,441 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Farm Bureau, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Colemansville

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $128. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Colemansville.

State Farm gave the largest car insurance discounts to married couples, averaging $580 saved each year compared to an average Colemansville couple's premiums.

Visit Site

The cheapest car insurance in Colemansville for drivers with bad credit

People with poor credit saved an average of $929 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,650 every year. Premiums for people with poor credit were about $3,772 in Colemansville. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Safe Auto.

The best Colemansville car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Colemansville, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in Colemansville.

Nationwide was the best company for customer service in Colemansville according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Colemansville, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Colemansville. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Colemansville

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 24% of Colemansville residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Colemansville driver can expect to pay about $144 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colemansville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Colemansville

What Influences the Cost of Car Insurance in Colemansville?

On average, car insurance in Colemansville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Colemansville is 42 minutes, which is far more than average for a driver in the state.
  • Kentucky state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Colemansville are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Colemansville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Colemansville is $91 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Colemansville driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Colemansville with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.