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Get Cheap Car Insurance in Colesville, MD
We monitor insurance prices, helping the average driver in Colesville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Colesville
The chart below shows the cheapest car insurance company in Colesville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Colesville Insurer | Monthly Cost |
|---|---|
| State Farm | $95 |
| Erie Insurance | $96 |
| Travelers | $110 |
| Safeco Insurance | $114 |
Savings for Every Kind of Colesville Driver
Based on our extensive insurance data, we know the average Colesville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Colesville residents are paying out over $2,049 extra every year for auto insurance in Colesville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colesville, MD Savings / Yr. |
|---|---|
$381 |
|
$358 |
|
$417 |
|
$672 |
|
$1,292 |
|
$231 |
|
$903 |
Colesville Car Insurance vs. Maryland
People living in Colesville pay an average of 10.55% more than the typical driver in the state. The average driver in Colesville can expect to pay about $1,396 per year, or $2,049 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Colesville for most people.
Car Insurance Prices by Colesville Neighborhood
Insurance Prices
Where is insurance cheapest within Colesville?
The map shows insurance prices in and around Colesville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $222 per year within the city boundaries, with insurance premiums ranging from a high of $2,143 to a low of $1,921. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Colesville.Pick the Best Car Insurance Company for You in Colesville
The best car insurance provider for most drivers in Colesville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $381 over the average Colesville car insurance company.
The best car insurance provider for Colesville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $358 over the competition.
The best car insurance company for Colesville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $417 better than other car insurance companies.
The best auto insurance for Colesville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $672 less each year.
The least expensive car insurance company for new and young drivers in Colesville
In Colesville, Erie Insurance costs young drivers $1,292 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colesville
State Farm gave the largest car insurance discounts to married couples, averaging $231 saved each year compared to an average Colesville couple's premiums.
The cheapest car insurance in Colesville for drivers with bad credit
The best Colesville car insurance company for customer service
Nationwide was the best company for customer service in Colesville according to the NAIC.
Recent price drops
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The cheapest large national provider in Colesville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Colesville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colesville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Colesville
What Influences the Cost of Car Insurance in Colesville?
On average, car insurance in Colesville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Colesville is 46 minutes, which is a little more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colesville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Colesville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Colesville is $116 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cloverly: Insurance costs 0.44% less
- White Oak: Insurance costs 9.08% more
- Fairland: Insurance costs 6.93% more
- Calverton: Insurance costs 3.47% more
- Glenmont: Insurance costs 5.42% more
- Kemp Mill: Insurance costs 0.44% less
- Four Corners: Insurance costs 2.64% less
- Spencerville: Insurance costs 1.85% less
- Wheaton: Insurance costs 2.88% more
- Silver Spring: Insurance costs 4.73% more
Cities with Similar Populations
- La Vernia: Insurance costs 19.91% less
- Delta: Insurance costs 12.30% less
- Jennings: Insurance costs 16.20% more
- Kingsgate: Insurance costs 21.18% less
- Jefferson City: Insurance costs 33.58% less
- Port St. John: Insurance costs 22.30% more
- Inwood: Insurance costs 29.72% less
- Indialantic: Insurance costs 19.96% more
- Hubbard: Insurance costs 45.97% less
- Eaton Rapids: Insurance costs 33.67% more