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Get Cheap Car Insurance in Colfax, LA
We monitor insurance prices, helping the average driver in Colfax save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Colfax
The chart below shows the cheapest car insurance company in Colfax for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Colfax Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $104 |
| State Farm | $123 |
| Safeco Insurance | $124 |
| Clearcover | $137 |
Savings for Every Kind of Colfax Driver
Based on our extensive insurance data, we know the average Colfax driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $799 per year by choosing the right vehicle insurance company. Some Colfax residents are paying out over $2,872 extra every year for auto insurance in Colfax. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colfax, LA Savings / Yr. |
|---|---|
$799 |
|
$1,401 |
|
$997 |
|
$1,504 |
|
$2,386 |
|
$741 |
|
$1,274 |
Colfax Car Insurance vs. Louisiana
People living in Colfax pay an average of 4.67% less than the typical driver in the state. The average driver in Colfax can expect to pay about $1,817 per year, or $2,872 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Colfax for most people.
Car Insurance Prices by Colfax Neighborhood
Insurance Prices
Where is insurance cheapest within Colfax?
The map shows insurance prices in and around Colfax, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $181 per year within the city boundaries, with insurance premiums ranging from a high of $2,986 to a low of $2,805. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Colfax.Pick the Best Car Insurance Company for You in Colfax
The best car insurance provider for most drivers in Colfax
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $799 over the average Colfax car insurance company.
The best car insurance provider for Colfax drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,401 over the competition.
The best car insurance company for Colfax drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $997 better than other car insurance companies.
The best auto insurance for Colfax drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,504 less each year.
The least expensive car insurance company for new and young drivers in Colfax
In Colfax, Farm Bureau costs young drivers $2,386 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colfax
Farm Bureau gave the largest car insurance discounts to married couples, averaging $741 saved each year compared to an average Colfax couple's premiums.
The cheapest car insurance in Colfax for drivers with bad credit
The best Colfax car insurance company for customer service
Recent price drops
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The cheapest large national provider in Colfax
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Colfax driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colfax, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Colfax
What Influences the Cost of Car Insurance in Colfax?
On average, car insurance in Colfax is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Colfax is 37 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colfax are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Colfax is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Colfax is $151 per month for minimum coverage and $239 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- McNeely: Insurance costs 0.35% less
- Verda: Insurance costs 2.82% more
- Rock Hill: Insurance costs 2.47% more
- Rock: Insurance costs 0.73% more
- Marco: Insurance costs 1.46% less
- Bagdad: Insurance costs 2.44% more
- Galbraith: Insurance costs 1.43% less
- Dry Prong: Insurance costs 2.05% more
- Gorum: Insurance costs 0.63% less
- Tioga: Insurance costs 4.46% more
Cities with Similar Populations
- Arcadia: Insurance costs 40.15% less
- Phelps: Insurance costs 30.15% less
- Hawthorne: Insurance costs 30.61% less
- Andrews: Insurance costs 57.31% less
- Upper Falls: Insurance costs 47.67% less
- Speedwell: Insurance costs 51.88% less
- Rossville: Insurance costs 59.78% less
- Priceville: Insurance costs 46.87% less
- Osage City: Insurance costs 46.10% less
- Montague: Insurance costs 41.19% less