Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Colley, VA
We monitor insurance prices, helping the average driver in Colley save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Colley
The chart below shows the cheapest car insurance company in Colley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Colley Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Farm Bureau | $55 |
| Safeco Insurance | $58 |
Savings for Every Kind of Colley Driver
Based on our extensive insurance data, we know the average Colley driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $480 per year by choosing the right vehicle insurance company. Some Colley residents are paying out over $1,273 extra every year for auto insurance in Colley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colley, VA Savings / Yr. |
|---|---|
$480 |
|
$820 |
|
$701 |
|
$685 |
|
$1,121 |
|
$257 |
|
$462 |
Colley Car Insurance vs. Virginia
People living in Colley pay an average of 4.80% more than the typical driver in the state. The average driver in Colley can expect to pay about $881 per year, or $1,273 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Colley for most people.
Car Insurance Prices by Colley Neighborhood
Insurance Prices
Where is insurance cheapest within Colley?
The map shows insurance prices in and around Colley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,294 to a low of $1,270. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Colley.Pick the Best Car Insurance Company for You in Colley
The best car insurance provider for most drivers in Colley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $480 over the average Colley car insurance company.
The best car insurance provider for Colley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $820 over the competition.
The best car insurance company for Colley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $701 better than other car insurance companies.
The best auto insurance for Colley drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $685 less each year.
The least expensive car insurance company for new and young drivers in Colley
In Colley, Erie Insurance costs young drivers $1,121 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colley
Farm Bureau gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average Colley couple's premiums.
The cheapest car insurance in Colley for drivers with bad credit
The best Colley car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Colley, which was better than other insurers.
The cheapest large national provider in Colley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Colley driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colley, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Colley
What Influences the Cost of Car Insurance in Colley?
On average, car insurance in Colley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Colley is 35 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colley are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Colley has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Colley is $73 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Birchleaf: Insurance costs 0.71% less
- Tiny: Insurance costs 1.65% more
- Murphy: Insurance costs 1.89% more
- Bee: Insurance costs 1.89% more
- Clinchco: Insurance costs 0.86% less
- Haysi: Insurance costs 0.63% less
- Prater: Insurance costs 4.24% more
- Vicey: Insurance costs 1.10% more
- Duty: Insurance costs 1.65% more
- Davenport: Insurance costs 3.14% more
Cities with Similar Populations
- Enola: Insurance costs 2.83% less
- Nine Row: Insurance costs 7.78% more
- Malaga: Insurance costs 12.10% less
- New Liberty: Insurance costs 17.44% more
- Nenzel: Insurance costs 15.16% more
- Falcon Village: Insurance costs 36.29% more
- Fairford: Insurance costs 22.86% more
- Ewingville: Insurance costs 39.12% more
- Esther: Insurance costs 129.93% more
- Estelline: Insurance costs 41.56% more