Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Collins, GA
We monitor insurance prices, helping the average driver in Collins save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Collins
The chart below shows the cheapest car insurance company in Collins for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Collins Insurer | Monthly Cost |
|---|---|
| Travelers | $73 |
| Farm Bureau | $76 |
| State Farm | $83 |
| Progressive | $90 |
Savings for Every Kind of Collins Driver
Based on our extensive insurance data, we know the average Collins driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $348 per year by choosing the right vehicle insurance company. Some Collins residents are paying out over $1,677 extra every year for auto insurance in Collins. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Collins, GA Savings / Yr. |
|---|---|
$348 |
|
$742 |
|
$512 |
|
$701 |
|
$2,041 |
|
$169 |
|
$720 |
Collins Car Insurance vs. Georgia
People living in Collins pay an average of 5.33% less than the typical driver in the state. The average driver in Collins can expect to pay about $1,115 per year, or $1,677 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Collins for most people.
Car Insurance Prices by Collins Neighborhood
Insurance Prices
Where is insurance cheapest within Collins?
The map shows insurance prices in and around Collins, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the city boundaries, with insurance premiums ranging from a high of $1,701 to a low of $1,639. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Collins.Pick the Best Car Insurance Company for You in Collins
The best car insurance provider for most drivers in Collins
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $348 over the average Collins car insurance company.
The best car insurance provider for Collins drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $742 over the competition.
The best car insurance company for Collins drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $512 better than other car insurance companies.
The best auto insurance for Collins drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $701 less each year.
The least expensive car insurance company for new and young drivers in Collins
In Collins, Auto-Owners Insurance costs young drivers $2,041 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Collins
Farm Bureau gave the largest car insurance discounts to married couples, averaging $169 saved each year compared to an average Collins couple's premiums.
The cheapest car insurance in Collins for drivers with bad credit
The best Collins car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Collins, which was better than other insurers.
The cheapest large national provider in Collins
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Collins driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Collins, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Collins
What Influences the Cost of Car Insurance in Collins?
On average, car insurance in Collins is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Collins are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Collins is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Collins is $93 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Manassas: Insurance costs 1.01% less
- Ohoopee: Insurance costs 0.54% less
- Cobbtown: Insurance costs 1.31% less
- New Branch: Insurance costs 4.95% less
- Reidsville: Insurance costs 0.95% less
- Hagan: Insurance costs 2.92% less
- Claxton: Insurance costs 0.48% less
- Lyons: Insurance costs 0.54% less
- Santa Claus: Insurance costs 1.31% less
- Bellville: Insurance costs 1.43% less
Cities with Similar Populations
- Bartonsville: Insurance costs 11.39% less
- Black Canyon City: Insurance costs 5.13% more
- Blair: Insurance costs 33.15% less
- Callaway: Insurance costs 28.74% less
- Crawford: Insurance costs 6.08% less
- Plymouth: Insurance costs 35.00% less
- Mansfield: Insurance costs 8.59% more
- Marion: Insurance costs 7.93% less
- McKee: Insurance costs 40.19% more
- Menahga: Insurance costs 4.29% less