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Get Cheap Car Insurance in Colmar Manor, MD

We monitor insurance prices, helping the average driver in Colmar Manor save up to 26.9% on car insurance.

 

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The Cheapest Minimum Coverage in Colmar Manor

The chart below shows the cheapest car insurance company in Colmar Manor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.

 
Colmar Manor Insurer Monthly Cost
State Farm $109
Erie Insurance $110
Travelers $126
Safeco Insurance $131

Savings for Every Kind of Colmar Manor Driver

The table shows how much the average auto insurance customer in Colmar Manor might save by following our recommendations.

Based on our extensive insurance data, we know the average Colmar Manor driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $438 per year by choosing the right vehicle insurance company. Some Colmar Manor residents are paying out over $2,353 extra every year for auto insurance in Colmar Manor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Colmar Manor Car Insurance vs. Maryland

People living in Colmar Manor pay an average of 26.99% more than the typical driver in the state. The average driver in Colmar Manor can expect to pay about $1,604 per year, or $2,353 for full coverage.

Based on our analysis, MetLife will be the cheapest provider in Colmar Manor for most people.

Car Insurance Prices by Colmar Manor Neighborhood

Colmar Manor, MD map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Colmar Manor?

The map shows insurance prices in and around Colmar Manor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,353 to a low of $2,353. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Colmar Manor.

Pick the Best Car Insurance Company for You in Colmar Manor

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Colmar Manor insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Colmar Manor

For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $438 over the average Colmar Manor car insurance company.

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We use the average good driver, paying $160 per month, as our baseline for pricing in Colmar Manor. Geico, Travelers, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Colmar Manor drivers with accidents on their records

In Colmar Manor getting into an accident will raise premiums an average 25% for a yearly cost of $3,142. That's $789 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Erie Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $411 over the competition.

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The best car insurance company for Colmar Manor drivers with speeding tickets

>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $479 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Colmar Manor, tickets raise premiums on new quotes about $493. If you have a speeding ticket, we recommend State Farm, Geico, and Erie Insurance for savings that beat the average insurance cost of $2,846 per year.

The best auto insurance for Colmar Manor drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,367 per year in auto insurance premiums, which was $1,013 more than a driver with no major issues. Progressive, Travelers, and Erie Insurance penalized their customers the least for a DUI.

Getting a quote from Erie Insurance may cost the average person with a DUI about $772 less each year.

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The least expensive car insurance company for new and young drivers in Colmar Manor

In Colmar Manor, Erie Insurance costs young drivers $1,485 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Colmar Manor. With an average cost of $7,286 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Colmar Manor

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $197. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Colmar Manor.

State Farm gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average Colmar Manor couple's premiums.

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The cheapest car insurance in Colmar Manor for drivers with bad credit

People with poor credit saved an average of $1,038 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,502 every year. Premiums for people with poor credit were about $3,855 in Colmar Manor. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Safe Auto.

The best Colmar Manor car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Colmar Manor, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Colmar Manor.

Nationwide was the best company for customer service in Colmar Manor according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Colmar Manor, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Colmar Manor. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Colmar Manor

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 15% of Colmar Manor residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Colmar Manor driver can expect to pay about $133 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colmar Manor, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.
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Auto Insurance Prices in and Around Colmar Manor

What Influences the Cost of Car Insurance in Colmar Manor?

On average, car insurance in Colmar Manor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Colmar Manor is 42 minutes, which is about the national average for a driver in the state.
  • Maryland state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Colmar Manor are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Colmar Manor is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Colmar Manor is $134 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Colmar Manor driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Colmar Manor with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.