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Get Cheap Car Insurance in Colonial Beach, VA
We monitor insurance prices, helping the average driver in Colonial Beach save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Colonial Beach
The chart below shows the cheapest car insurance company in Colonial Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Colonial Beach Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $52 |
| Safeco Insurance | $55 |
Savings for Every Kind of Colonial Beach Driver
Based on our extensive insurance data, we know the average Colonial Beach driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $453 per year by choosing the right vehicle insurance company. Some Colonial Beach residents are paying out over $1,201 extra every year for auto insurance in Colonial Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colonial Beach, VA Savings / Yr. |
|---|---|
$453 |
|
$773 |
|
$662 |
|
$647 |
|
$1,058 |
|
$242 |
|
$436 |
Colonial Beach Car Insurance vs. Virginia
People living in Colonial Beach pay an average of 1.12% less than the typical driver in the state. The average driver in Colonial Beach can expect to pay about $832 per year, or $1,201 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Colonial Beach for most people.
Car Insurance Prices by Colonial Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Colonial Beach?
The map shows insurance prices in and around Colonial Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $108 per year within the city boundaries, with insurance premiums ranging from a high of $1,251 to a low of $1,143. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Colonial Beach.Pick the Best Car Insurance Company for You in Colonial Beach
The best car insurance provider for most drivers in Colonial Beach
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $453 over the average Colonial Beach car insurance company.
The best car insurance provider for Colonial Beach drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $773 over the competition.
The best car insurance company for Colonial Beach drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $662 better than other car insurance companies.
The best auto insurance for Colonial Beach drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $647 less each year.
The least expensive car insurance company for new and young drivers in Colonial Beach
In Colonial Beach, Erie Insurance costs young drivers $1,058 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colonial Beach
Farm Bureau gave the largest car insurance discounts to married couples, averaging $242 saved each year compared to an average Colonial Beach couple's premiums.
The cheapest car insurance in Colonial Beach for drivers with bad credit
The best Colonial Beach car insurance company for customer service
Nationwide was the best company for customer service in Colonial Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Colonial Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Colonial Beach driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colonial Beach, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Colonial Beach
What Influences the Cost of Car Insurance in Colonial Beach?
On average, car insurance in Colonial Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colonial Beach are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Colonial Beach is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Colonial Beach is $69 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Monroe Hall: Insurance costs 0.50% more
- Maple Grove: Insurance costs 0.08% more
- Oak Grove: Insurance costs 3.16% more
- Issue: Insurance costs 55.37% more
- Shiloh: Insurance costs 0.17% more
- Leedstown: Insurance costs 3.41% more
- Dahlgren: Insurance costs 1.42% less
- Cobb Island: Insurance costs 55.95% more
- Rock Point: Insurance costs 55.37% more
- Horners: Insurance costs 2.41% more
Cities with Similar Populations
- Haverford: Insurance costs 17.57% more
- Rumford: Insurance costs 93.67% more
- Innsbrook: Insurance costs 2.25% more
- Indiantown: Insurance costs 114.65% more
- Holtville: Insurance costs 62.70% more
- Holly Ridge: Insurance costs 0.17% less
- Hitchcock: Insurance costs 47.21% more
- Hinckley: Insurance costs 7.16% less
- Highland Park: Insurance costs 47.79% more
- Hertford: Insurance costs 2.33% more