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Get Cheap Car Insurance in Columbia Falls, MT
We monitor insurance prices, helping the average driver in Columbia Falls save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Columbia Falls
The chart below shows the cheapest car insurance company in Columbia Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Columbia Falls Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Travelers | $48 |
| Progressive | $50 |
| Midvale Home & Auto | $54 |
Savings for Every Kind of Columbia Falls Driver
Based on our extensive insurance data, we know the average Columbia Falls driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $406 per year by choosing the right vehicle insurance company. Some Columbia Falls residents are paying out over $1,623 extra every year for auto insurance in Columbia Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Columbia Falls, MT Savings / Yr. |
|---|---|
$406 |
|
$723 |
|
$578 |
|
$847 |
|
$1,844 |
|
$0 |
|
$713 |
Columbia Falls Car Insurance vs. Montana
People living in Columbia Falls pay an average of 0.21% more than the typical driver in the state. The average driver in Columbia Falls can expect to pay about $773 per year, or $1,623 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Columbia Falls for most people.
Car Insurance Prices by Columbia Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Columbia Falls?
The map shows insurance prices in and around Columbia Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $87 per year within the city boundaries, with insurance premiums ranging from a high of $1,670 to a low of $1,583. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Columbia Falls.Pick the Best Car Insurance Company for You in Columbia Falls
The best car insurance provider for most drivers in Columbia Falls
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $406 over the average Columbia Falls car insurance company.
The best car insurance provider for Columbia Falls drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $723 over the competition.
The best car insurance company for Columbia Falls drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $578 better than other car insurance companies.
The best auto insurance for Columbia Falls drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $847 less each year.
The least expensive car insurance company for new and young drivers in Columbia Falls
In Columbia Falls, State Farm costs young drivers $1,844 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Columbia Falls
The cheapest car insurance in Columbia Falls for drivers with bad credit
The best Columbia Falls car insurance company for customer service
Nationwide was the best company for customer service in Columbia Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Columbia Falls
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Columbia Falls driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Columbia Falls, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Columbia Falls
What Influences the Cost of Car Insurance in Columbia Falls?
On average, car insurance in Columbia Falls is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Columbia Falls is 25 minutes, which is about the national average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 17 to 18 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Columbia Falls is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Columbia Falls is $64 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Halfmoon: Insurance costs 0.62% less
- La Salle: Insurance costs 1.79% more
- Hungry Horse: Insurance costs 1.85% more
- Whitefish: Insurance costs 0.37% more
- Martin City: Insurance costs 2.59% more
- Coram: Insurance costs 2.46% more
- Evergreen: Insurance costs 2.09% less
- Northridge Heights: Insurance costs 2.53% less
- Kalispell: Insurance costs 1.23% less
- West Glacier: Insurance costs 2.59% more
Cities with Similar Populations
- Clayton: Insurance costs 27.85% less
- Covington: Insurance costs 12.20% less
- Cortland: Insurance costs 32.22% less
- Corona Del Mar: Insurance costs 23.91% more
- Coopersburg: Insurance costs 16.20% less
- Connellsville: Insurance costs 14.48% less
- Conneaut: Insurance costs 32.16% less
- Columbia: Insurance costs 5.61% more
- Columbia: Insurance costs 28.28% more
- Colonial Park: Insurance costs 17.25% less