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Get Cheap Car Insurance in Columbus, MT
We monitor insurance prices, helping the average driver in Columbus save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Columbus
The chart below shows the cheapest car insurance company in Columbus for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Columbus Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Travelers | $48 |
| Progressive | $50 |
| Midvale Home & Auto | $54 |
Savings for Every Kind of Columbus Driver
Based on our extensive insurance data, we know the average Columbus driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $412 per year by choosing the right vehicle insurance company. Some Columbus residents are paying out over $1,649 extra every year for auto insurance in Columbus. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Columbus, MT Savings / Yr. |
|---|---|
$412 |
|
$735 |
|
$587 |
|
$860 |
|
$1,873 |
|
$0 |
|
$725 |
Columbus Car Insurance vs. Montana
People living in Columbus pay an average of 1.81% more than the typical driver in the state. The average driver in Columbus can expect to pay about $785 per year, or $1,649 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Columbus for most people.
Car Insurance Prices by Columbus Neighborhood
Insurance Prices
Where is insurance cheapest within Columbus?
The map shows insurance prices in and around Columbus, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $1,660 to a low of $1,599. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Columbus.Pick the Best Car Insurance Company for You in Columbus
The best car insurance provider for most drivers in Columbus
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $412 over the average Columbus car insurance company.
The best car insurance provider for Columbus drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $735 over the competition.
The best car insurance company for Columbus drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $587 better than other car insurance companies.
The best auto insurance for Columbus drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $860 less each year.
The least expensive car insurance company for new and young drivers in Columbus
In Columbus, State Farm costs young drivers $1,873 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Columbus
The cheapest car insurance in Columbus for drivers with bad credit
The best Columbus car insurance company for customer service
Recent price drops
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The cheapest large national provider in Columbus
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Columbus driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Columbus, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Columbus
What Influences the Cost of Car Insurance in Columbus?
On average, car insurance in Columbus is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Columbus is 32 minutes, which is a little more than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Columbus is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Columbus is $65 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Reed Point: Insurance costs 0.12% more
- Absarokee: Insurance costs 0.55% less
- Boyd: Insurance costs 1.94% less
- Park City: Insurance costs 2.91% less
- Joliet: Insurance costs 1.21% less
- Rockvale: Insurance costs 2.06% less
- Roberts: Insurance costs 1.46% less
- Silesia: Insurance costs 2.73% less
- Molt: Insurance costs 3.21% less
- Edgar: Insurance costs 1.58% less
Cities with Similar Populations
- Watkins Glen: Insurance costs 24.44% more
- Carlisle: Insurance costs 26.14% less
- Chatfield: Insurance costs 5.46% less
- Climax: Insurance costs 28.14% less
- Thompson: Insurance costs 14.43% more
- Flora: Insurance costs 28.20% less
- Linden: Insurance costs 17.40% more
- Buffalo Gap: Insurance costs 1.27% less
- Mescalero: Insurance costs 13.58% less
- Moreland Hills: Insurance costs 32.44% less