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Get Cheap Car Insurance in Como, St. Paul, MN
We monitor insurance prices, helping the average driver in Como save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Como
The chart below shows the cheapest car insurance company in Como for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Como Insurer | Monthly Cost |
|---|---|
| State Farm | $57 |
| Auto-Owners Insurance | $63 |
| Kemper | $67 |
| American Family Insurance | $67 |
Savings for Every Kind of Como Driver
Based on our extensive insurance data, we know the average Como driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $480 per year by choosing the right vehicle insurance company. Some Como residents are paying out over $1,785 extra every year for auto insurance in Como. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Como, St. Paul, MN Savings / Yr. |
|---|---|
$480 |
|
$605 |
|
$389 |
|
$790 |
|
$1,355 |
|
$401 |
|
$1,055 |
Como Car Insurance vs. St. Paul
People living in Como pay an average of 11.14% more than the typical driver in the state. The average driver in Como can expect to pay about $924 per year, or $1,785 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Como for most people.
Car Insurance Prices by Como Neighborhood
Insurance Prices
Where is insurance cheapest within Como?
The map shows insurance prices in and around Como, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $330 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,047 to a low of $1,717. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Como.Pick the Best Car Insurance Company for You in Como
The best car insurance provider for most drivers in Como
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $480 over the average Como car insurance company.
The best car insurance provider for Como drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $605 over the competition.
The best car insurance company for Como drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $389 better than other car insurance companies.
The best auto insurance for Como drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $790 less each year.
The least expensive car insurance company for new and young drivers in Como
In Como, State Farm costs young drivers $1,355 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Como
State Farm gave the largest car insurance discounts to married couples, averaging $401 saved each year compared to an average Como couple's premiums.
The cheapest car insurance in Como for drivers with bad credit
The best Como car insurance company for customer service
Recent price drops
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The cheapest large national provider in Como
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Como driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Como, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Como
What Influences the Cost of Car Insurance in Como?
On average, car insurance in Como is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Como is 29 minutes, which is a little more than average for a driver in the city.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Como are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Como is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Como is $77 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Midway: Insurance costs 2.02% more
- North End: Insurance costs 12.16% more
- Thomas-Dale: Insurance costs 15.85% more
- Saint Anthony: Insurance costs 3.53% more
- Summit-University: Insurance costs 12.44% more
- Merrlam Park: Insurance costs 0.45% less
- Summit Hill: Insurance costs 2.35% less
- Prospect Park: Insurance costs 5.99% more
- Macalester-Groveland: Insurance costs 5.10% less
- Downtown Minneapolis: Insurance costs 5.38% more
Neighborhoods with Similar Populations
- Villages of Westcreek: Insurance costs 6.61% more
- Trinity-Houston Gardens: Insurance costs 19.33% more
- Midway: Insurance costs 2.02% more
- Monta Loma: Insurance costs 11.65% more
- Cedar Hills-Cedar Mill North: Insurance costs 4.43% less
- Old Town: Insurance costs 21.06% more
- West Henderson: Insurance costs 31.04% more
- Southwyck: Insurance costs 35.57% less
- West End: Insurance costs 11.20% less
- Old North End: Insurance costs 25.99% less