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Get Cheap Car Insurance in Covington, GA
We monitor insurance prices, helping the average driver in Covington save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Covington
The chart below shows the cheapest car insurance company in Covington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Covington Insurer | Monthly Cost |
|---|---|
| Travelers | $86 |
| Farm Bureau | $89 |
| State Farm | $97 |
| Progressive | $106 |
Savings for Every Kind of Covington Driver
Based on our extensive insurance data, we know the average Covington driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $409 per year by choosing the right vehicle insurance company. Some Covington residents are paying out over $1,969 extra every year for auto insurance in Covington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Covington, GA Savings / Yr. |
|---|---|
$409 |
|
$872 |
|
$601 |
|
$823 |
|
$2,397 |
|
$198 |
|
$846 |
Covington Car Insurance vs. Georgia
People living in Covington pay an average of 11.18% more than the typical driver in the state. The average driver in Covington can expect to pay about $1,310 per year, or $1,969 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Covington for most people.
Car Insurance Prices by Covington Neighborhood
Insurance Prices
Where is insurance cheapest within Covington?
The map shows insurance prices in and around Covington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $502 per year within the city boundaries, with insurance premiums ranging from a high of $2,174 to a low of $1,672. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Covington.Pick the Best Car Insurance Company for You in Covington
The best car insurance provider for most drivers in Covington
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $409 over the average Covington car insurance company.
The best car insurance provider for Covington drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $872 over the competition.
The best car insurance company for Covington drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $601 better than other car insurance companies.
The best auto insurance for Covington drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $823 less each year.
The least expensive car insurance company for new and young drivers in Covington
In Covington, Auto-Owners Insurance costs young drivers $2,397 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Covington
Farm Bureau gave the largest car insurance discounts to married couples, averaging $198 saved each year compared to an average Covington couple's premiums.
The cheapest car insurance in Covington for drivers with bad credit
The best Covington car insurance company for customer service
Recent price drops
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The cheapest large national provider in Covington
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Covington driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Covington, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Covington
What Influences the Cost of Car Insurance in Covington?
On average, car insurance in Covington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Covington is 43 minutes, which is far more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Covington are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Covington is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Covington is $109 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Porterdale: Insurance costs 1.47% less
- Rocky Plains: Insurance costs 2.49% less
- Starrsville: Insurance costs 8.63% less
- Oxford: Insurance costs 8.23% less
- Conyers: Insurance costs 1.22% more
- Stewart: Insurance costs 6.86% less
- Worthville: Insurance costs 7.62% less
- Alcovy: Insurance costs 9.50% less
- Mansfield: Insurance costs 10.41% less
- Social Circle: Insurance costs 7.36% less
Cities with Similar Populations
- Canton: Insurance costs 7.52% less
- Canton: Insurance costs 43.32% less
- Castle Rock: Insurance costs 1.42% less
- Cary: Insurance costs 35.96% less
- Canton: Insurance costs 57.34% more
- Carrollton: Insurance costs 3.76% less
- Champaign: Insurance costs 25.29% less
- Cedar Park: Insurance costs 12.04% less
- Carson: Insurance costs 16.81% more
- Carmel: Insurance costs 39.16% less