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Get Cheap Car Insurance in Creede, CO
We monitor insurance prices, helping the average driver in Creede save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Creede
The chart below shows the cheapest car insurance company in Creede for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Creede Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Bristol West | $71 |
| Safeco Insurance | $72 |
| Geico | $74 |
Savings for Every Kind of Creede Driver
Based on our extensive insurance data, we know the average Creede driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $375 per year by choosing the right vehicle insurance company. Some Creede residents are paying out over $1,750 extra every year for auto insurance in Creede. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Creede, CO Savings / Yr. |
|---|---|
$375 |
|
$669 |
|
$538 |
|
$575 |
|
$1,702 |
|
$451 |
|
$660 |
Creede Car Insurance vs. Colorado
People living in Creede pay an average of 7.40% less than the typical driver in the state. The average driver in Creede can expect to pay about $1,022 per year, or $1,750 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Creede for most people.
Car Insurance Prices by Creede Neighborhood
Insurance Prices
Where is insurance cheapest within Creede?
The map shows insurance prices in and around Creede, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the city boundaries, with insurance premiums ranging from a high of $1,816 to a low of $1,747. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Creede.Pick the Best Car Insurance Company for You in Creede
The best car insurance provider for most drivers in Creede
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $375 over the average Creede car insurance company.
The best car insurance provider for Creede drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Creede drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $538 better than other car insurance companies.
The best auto insurance for Creede drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $575 less each year.
The least expensive car insurance company for new and young drivers in Creede
In Creede, State Farm costs young drivers $1,702 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Creede
State Farm gave the largest car insurance discounts to married couples, averaging $451 saved each year compared to an average Creede couple's premiums.
The cheapest car insurance in Creede for drivers with bad credit
The best Creede car insurance company for customer service
Recent price drops
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The cheapest large national provider in Creede
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Creede driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Creede, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Creede
What Influences the Cost of Car Insurance in Creede?
On average, car insurance in Creede is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Creede is 19 minutes, which is far less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Creede are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Creede is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Creede is $85 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- City of Creede: Insurance costs 0.17% less
- Summitville: Insurance costs 5.14% more
- Ironton: Insurance costs 1.60% more
- Silverton: Insurance costs 3.54% more
- La Garita: Insurance costs 6.69% more
- Pandora: Insurance costs 0.46% more
- Center: Insurance costs 12.69% more
- Telluride: Insurance costs 2.80% more
- Ophir: Insurance costs 1.20% more
- Mountain Village: Insurance costs 6.23% more
Cities with Similar Populations
- Katesville: Insurance costs 26.17% less
- Koontz Lake: Insurance costs 32.91% less
- Knox: Insurance costs 4.63% less
- Kistler: Insurance costs 5.49% less
- Kingston: Insurance costs 32.69% less
- Terrell: Insurance costs 0.40% less
- Terrytown: Insurance costs 22.51% less
- Kerby Knob: Insurance costs 28.63% more
- Keisterville: Insurance costs 19.14% less
- Keene: Insurance costs 36.57% less